1727 Tower St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1727 Tower St, Schenectady, NY 12303

Property Summary

Property TypeApartments (5+ Units)
Details4,800 sqft · built 2014
Lot Size0.51 acres (22,216 sqft)
OwnerCompany Name on Record
Tax Bill$32,120 (2026)
Deeds & MortgagesSep 2025 Sale
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN422800 59.9-7-4.1

Property Details

APN / Parcel Number

Primary APN422800 59.9-7-4.1

Interior

Units16 Units
Stories2 Stories
Building Area4,800 sqft Gross Area
Basement Area4,728 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions250 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1727 TOWER ST
CitySCHENECTADY
StateNY
Zip12303-3924
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeB-2
Legal Block7
Legal Lot Number4.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group5
Census Block5011
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11 GABRIEL WAY, ALBANY, NY 12205-2545
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Warranty Deed, Transfer
Dec 6, 2021Bargain and Sale Deed, Transfer · Commercial Mortgage
SARATOGA NATIONAL BANK & TRUST CO
Jan 31, 2020Loan Modification, Mortgage
CAPITAL COMMUNICATIONS FCU
Jan 31, 2020Deed of Trust, Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 25, 2025
Property Address1727 TOWER ST, SCHENECTADY, NY 12303-3924
Document Number0000023152
Instrument DateApr 8, 2025
Instrument202523152
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2241 CENTRAL AVE, SCHENECTADY, NY 12304-4379

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 GABRIEL WAY, ALBANY, NY 12205-2545

December 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateDec 6, 2021
Property Address1727 TOWER ST, SCHENECTADY, NY 12303-3924
Document Number0000061274
Book / Page2073 / 14
Instrument DateNov 19, 2021
Instrument202161274
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1725 TOWER ST # 113, 113, SCHENECTADY, NY 12303-3904

Transferred To (Grantee/Buyer)

NameVerified Name
Address2241 CENTRAL AVE, SCHENECTADY, NY 12304-4379

Mortgage

Document Number0000061277
DateDec 6, 2021
Instrument202161277
Lender
NameSARATOGA NATIONAL BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1727 TOWER ST, SCHENECTADY, NY 12303-3924
Document Number0000007875
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1725 TOWER ST #102 SCHENECTADY NY 123033904, 102, SCHENECTADY, NY 12303-3904

Mortgage

Document Number0000007875
DateFeb 25, 2020
Book Page004974/000525
Instrument7875
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1727 TOWER ST, SCHENECTADY, NY 12303-3924
Document Number0000007871
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1725 TOWER ST #102 SCHENECTADY NY 123033904, 102, SCHENECTADY, NY 12303-3904

Mortgage

Document Number0000007871
DateFeb 25, 2020
Book Page004974/000502
Instrument7871
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,120.00 (+1.92%)
2025$31,515.00$860,000 (-) Land $116,300 Building $743,700$1,323,100 (+16.92%) Land $178,926 Building $1,144,174
2023$860,000 Land $116,300 Building $743,700$1,131,600 Land $153,029 Building $978,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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