1727 Sunfish St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1727 Sunfish St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2018
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$293,695 (Jul 2018)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Loan Modification + 5 more
Flood Zone	Zone X (minimal risk)
APN	`062631087700011210`

Property Details

APN / Parcel Number

Primary APN	`062631087700011210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Heated Area
Gross Area	2,807 sqft
1st Floor Area	2,100 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	266 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1727 SUNFISH ST
City	SAINT CLOUD
State	FL
Zip	34771-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 121
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase	3
Legal Tract	877
Legal Lot Number	121
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2070
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2018	Loan Modification, Mortgage FLAGSTAR BK
Jul 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
May 17, 2018	Loan Modification, Mortgage FLAGSTAR BK
Apr 27, 2017	Loan Modification, Mortgage TEXAS CAP BK
Apr 27, 2017	Warranty Deed, Transfer DREAM FINDERS TITLE LLC
Apr 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	2018114766
Deed Book / Page	5374 / 1008
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571

Mortgage

Document Number	0058161853
Date	Oct 21, 2020
Book Page	5816/1853
Instrument	2020142099

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jun 21, 2018
Property Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0045661661
Book / Page	004566 / 001661
Instrument Date	Jun 20, 2018
Instrument	43578
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	45661661
Date	Jun 21, 2018
Book Page	004566/001661
Instrument	43578

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Amount	Amount Recorded

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 26, 2018
Property Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0053741008
Book / Page	5374 / 1008
Map Reference	MB25 PG38-40
Instrument Date	Jun 19, 2018
Instrument	2018114766
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,055.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571

Mortgage

Document Number	2018114767
Date	Jul 26, 2018
Instrument	2018114767

Lender

Name	JET HOMELOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	May 17, 2018
Property Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0053352447
Book / Page	005335 / 002447
Instrument Date	May 15, 2018
Instrument	78349
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4701 PHILIPS HWY #300 JACKSONVILLE FL 32207, 300, JACKSONVILLE, FL 32207

Mortgage

Document Number	53352447
Date	May 17, 2018
Book Page	005335/002447
Instrument	78349

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Amount	Amount Recorded

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2017
Property Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0051382521
Book / Page	005138 / 002521
Instrument Date	Apr 21, 2017
Instrument	62545
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	51382521
Date	Apr 27, 2017
Book Page	005138/002521
Instrument	62545

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2017
Property Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0051381697
Book / Page	005138 / 001697
Instrument Date	Apr 20, 2017
Instrument	62313
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	DREAM FINDERS TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 10, 2017
Property Address	1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0051292772
Book / Page	005129 / 002772
Instrument Date	Apr 7, 2017
Instrument	53511
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,804.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00 (+6.16%) Homeowner's exemption	$278,766 (+5.99%)	$360,500 (-0.88%) Land $75,000 Building $285,500
2023	$3,977.00 (+3.51%) Homeowner's exemption	$263,020 (+3%)	$363,700 (+11.87%) Land $65,000 Building $298,700
2022	$3,842.00 Homeowner's exemption	$255,360	$325,100 Land $60,000 Building $265,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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