1727 Palm St, Sebring, FL 33870 Property Records

Highlands County property record for 1727 Palm St, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,909 sqft · built 1979
Lot Size0.255 acres (11,149 sqft)
Owner2 Individual Names on File
Last Sale$192,500 (Oct 2019)
Tax Bill$1,767 (2024)
Deeds & MortgagesApr 2021 Mortgage
Jan 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-23-34-28-030-00C0-0040

Property Details

APN / Parcel Number

Primary APNC-23-34-28-030-00C0-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,909 sqft Living Area
1st Floor Area1,459 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area11,149 sqft (0.255 acres)
Lot Dimensions138 ft deep x 80 ft wide
Garage TypeMixed
Garage Area456 sqft
CarportCarport
Carport Area556 sqft
DrivewayDriveway
Driveway Area464 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area273 sqft
Patio Area168 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address1727 PALM ST
CitySEBRING
StateFL
Zip33870-7336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKE JACKSON HGTS PB 7-PG 52 LOT 4 BLK C
Legal Range28E
Legal Township34S
Legal Section23
Legal SubdivisionLAKE JACKSON HEIGHTS
Legal BlockC
Legal Lot Number4
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2005
Census Tract960700

Owner

1727 Palm St is owned and occupied by two individuals who acquired it in January 2020.

Source: Highlands County records, as of December 12, 2025

Owner of Record2 Individual Names on File
Mailing Address1727 PALM ST, SEBRING, FL 33870-7336
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · FHA Mortgage
NEW PENN FINANCIAL LLC
Jan 7, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 14, 2019Warranty Deed, Transfer · FHA Mortgage
PREFERRED LENDING SERVICES LLC
Aug 30, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2019 · Amount on File
Deed SaleOct 14, 2019 · Amount on File
Prior SaleOct 14, 2019 · Amount on File
Deed Document Number0001959967
Deed Book / Page002717 / 001619
Last Transfer DateJan 7, 2020
Transfer Doc0001970105
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1727 PALM ST, SEBRING, FL 33870-7336
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1727 PALM ST, SEBRING, FL 33870-7336

Mortgage

Document Number0002030415
DateApr 21, 2021
Book Page2817/1574
Instrument2030415
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueNov 1, 2049

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJan 7, 2020
Property Address1727 PALM ST, SEBRING, FL 33870-7336
Document Number0001970105
Book / Page002731 / 001584
Instrument DateJan 7, 2020
Instrument1970105
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1727 PALM ST SEBRING FL 338707336, SEBRING, FL 33870-7336

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 14, 2019
Property Address1727 PALM ST, SEBRING, FL 33870-7336
Document Number0001959967
Book / Page002717 / 001619
Instrument DateOct 10, 2019
Instrument1959967
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyHEARTLAND TITLE INSURANCE, HEARTLAND TITLE INS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,347.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1727 PALM ST SEBRING FL 338707336, SEBRING, FL 33870-7336

Mortgage

Document Number1959968
DateOct 14, 2019
Book Page002717/001621
Instrument1959968
Lender
NamePREFERRED LENDING SERVICES LLC
TypeBank
AddressTAMPA, FL 33647
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 13, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1727 PALM ST, SEBRING, FL 33870-7336
Document Number0001911026
Instrument DateAug 30, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1727 PALM ST SEBRING FL 338707336, SEBRING, FL 33870-7336

Mortgage

Document Number0001911026
DateSep 11, 2018
Book Page002655/000499
Instrument1911026
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 10, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$155,379$233,015 Land $20,800 Building $212,215
2024$1,767.00 (+2.91%)
2023$1,717.00 (-1.55%) Homeowner's exemption Disabled Person's exemption$146,602 (+3%)$215,618 (+14.93%) Land $20,800 Building $194,818
2022$1,744.00 Homeowner's exemption Disabled Person's exemption$142,332$187,609 Land $12,480 Building $175,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1727 Palm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (2017–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1727 Palm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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