17265 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17265 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,011 sqft · built 1949
Lot Size	0.808 acres (35,196 sqft)
Owner	Company Name on Record
Last Sale	$81,000 (Oct 2016)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-375-011`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-375-011`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,011 sqft Living Area
1st Floor Area	3,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	35,196 sqft (0.808 acres)
Lot Dimensions	352 ft deep x 100 ft wide
Garage Area	1,142 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17265 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	W 100 FT OF E 232 FT OF S 3516 FT OF E 1/2 OF SW 1/4 OF SW 1/4 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	375
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3005
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17265 W SPRING LAKE RD, SPRING LAKE, MI 49456-1366
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2016 · Amount on Record
Deed Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	201639062
Prior Transfer Date	Mar 28, 2006
Prior Transfer Doc	5197/430
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17265 W SPRING LAKE RD, SPRING LAKE, MI 49456-1366
Transaction Type	Mortgage
Record Updated	Apr 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190009687
Date	Apr 2, 2019
Instrument	2019-0009687

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Feb 1, 2029

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17265 W SPRING LAKE RD, SPRING LAKE, MI 49456-1366
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-0040014
Date	Oct 26, 2017
Instrument	2017-0040014

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,500 (-2.85%)	$737,000 (-2.85%)
2025	$5,455.00 (+0.61%) Homeowner's exemption	$379,300 (+28.58%)	$758,600 (+28.58%)
2023		$295,000	$590,000
2022	$5,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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