Osceola County property record for 1726 W Acres Dr, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,142 sqft · built 1979 |
| Lot Size | 0.341 acres (14,853 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2019) |
| Tax Bill | $3,246 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-30-5450-0001-0140 |
| Primary APN | 10-26-30-5450-0001-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 2,314 sqft |
| 1st Floor Area | 1,142 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,853 sqft (0.341 acres) |
| Lot Dimensions | 141 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 542 sqft |
| Deck Area | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1726 W ACRES DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | WEST ACRES PB 1 PG 432 LOT 14 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | WEST ACRES |
| Legal Tract | 5450 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 43208 |
1726 W Acres Dr is owned and occupied by an individual who acquired it in February 2024.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2024 | Intrafamily Transfer, Transfer |
| Jan 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 31, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Prior Sale | Jun 5, 2003 · Amount on File |
| Deed Document Number | 2019169528 |
| Deed Book / Page | 5650 / 672 |
| Last Transfer Date | Feb 7, 2024 |
| Transfer Doc | 0065462694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 8, 2024 |
| Property Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Document Number | 0065462694 |
| Book / Page | 6546 / 2694 |
| Map Reference | MB 1 PG 432 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 2024016906 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Name | Verified Name |
|---|---|
| Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Document Number | 0061222509 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 6122/2509 |
| Instrument | 2022002511 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Document Number | 0056500672 |
| Book / Page | 5650 / 0672 |
| Map Reference | MB 1 PG 432 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2019169528 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4515 PINE LAKE DR, 4515, SAINT CLOUD, FL 34769-1617 |
| Name | Verified Name |
|---|---|
| Address | 1726 W ACRES DR, SAINT CLOUD, FL 34769-4946 |
| Document Number | 0056500673 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 5650/0673 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 1726 W Acres Dr was $3,246, up 3.5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,246.00 (+3.54%) | $224,279 | $331,600 Land $62,500 Building $269,100 |
| 2024 | $3,135.00 (+5.06%) | ||
| 2023 | $2,984.00 (+3.72%) Homeowner's exemption | $207,834 (+3%) | $268,300 (+8.32%) Land $43,800 Building $224,500 |
| 2022 | $2,877.00 Homeowner's exemption | $201,781 | $247,700 Land $43,800 Building $203,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1726 W Acres Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1726 W Acres Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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