1726 Soto St, Oceanside, CA 92054 Property Records

San Diego County property record for 1726 Soto St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,347 sqft · built 1978
Lot Size	0.192 acres (8,362 sqft)
Owner	Company Name on File
Last Sale	$350,000 (May 2010)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-100-47-00`

Property Details

APN / Parcel Number

Primary APN	`154-100-47-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,347 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	8,362 sqft (0.192 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1726 SOTO ST
City	OCEANSIDE
State	CA
Zip	92054-5542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 5 TR PM05034
Legal Subdivision	CITY OF OCEANSIDE
Legal Tract	5034
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1018
Census Tract	18504

Owner

1726 Soto St is owned by a company that acquired it in August 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1726 SOTO ST, OCEANSIDE, CA 92054-5542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Intrafamily Transfer, Transfer
Aug 30, 2022	Intrafamily Transfer, Transfer
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2010 · Amount on File
Deed Sale	May 17, 2010 · Amount on File
Prior Sale	Jun 15, 2004 · Amount on File
Deed Document Number	2010245423
Last Transfer Date	Aug 25, 2022
Transfer Doc	0000346377
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2022
Property Address	1726 SOTO ST, OCEANSIDE, CA 92054-5542
Document Number	0000346377
Instrument Date	Aug 25, 2022
Instrument	2022-0346377
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 SOTO ST, OCEANSIDE, CA 92054-5542

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2022
Property Address	1726 SOTO ST, OCEANSIDE, CA 92054-5542
Document Number	0000346377
Instrument Date	Aug 25, 2022
Instrument	2022-0346377
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 SOTO ST, OCEANSIDE, CA 92054-5542

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	1726 SOTO ST, OCEANSIDE, CA 92054-5542
Document Number	0000169737
Map Reference	DOC 76-269706
Instrument Date	Mar 24, 2022
Instrument	2022-0169737
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 SOTO ST, OCEANSIDE, CA 92054-5542

Mortgage

Document Number	0000169738
Date	Apr 19, 2022
Instrument	2022-0169738

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1726 Soto St was $6,653 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,582 (+10.87%) Land $263,317 Building $399,265
2025	$6,653.00 Homeowner's exemption	$597,630 Land $258,154 Building $339,476
2023	$4,772.00 (+1.58%) Homeowner's exemption	$434,230 Land $248,131 Building $186,099
2022	$4,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1726 Soto St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1726 Soto St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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