1726 Rugby Rd, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1726 Rugby Rd, Schenectady, NY 12309

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,480 sqft · built 1910
Lot Size	0.114 acres (4,995 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Mar 2021)
Tax Bill	$5,267 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 50.21-2-55`

Property Details

APN / Parcel Number

Primary APN	`421500 50.21-2-55`
Alternative APN	`150005002100020550000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,480 sqft Total Area
1st Floor Area	1,240 sqft
2nd Floor Area	1,240 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,995 sqft (0.114 acres)
Lot Dimensions	135 ft deep x 37 ft wide
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1726 RUGBY RD
City	SCHENECTADY
State	NY
Zip	12309-5634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	2 WOOD
Legal Subdivision	FRED MATT AND RICHARD MURPHY
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3002
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 SOUNDVIEW AVE, 31, BRONX, NY 10472-6034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 5, 2021	Deed, Transfer · Stand-Alone First Mortgage CITY OF SCHENECTADY
Mar 18, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 22, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Dec 12, 2000 · Amount on Record
Deed Document Number	20218868
Deed Book / Page	2053 / 623
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	0000008868
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 5, 2021
Property Address	1726 RUGBY RD, SCHENECTADY, NY 12309-5634
Document Number	0000008868
Book / Page	2053 / 623
Instrument Date	Feb 18, 2021
Instrument	202108868
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NEW REALTOR ABSTRACT LLC, NEW YORK ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SOUNDVIEW AVE # 31, 31, BRONX, NY 10472-6034

Mortgage

Document Number	0000008870
Date	Mar 5, 2021
Instrument	202108870

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000008872
Date	Mar 5, 2021
Book Page	5075/652
Instrument	202108872

Lender

Name	CITY OF SCHENECTADY
Type	Government Agency
Address	SCHENECTADY, NY 12305

Agreement

Amount	Amount Recorded

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 5, 2021
Property Address	1726 RUGBY RD, SCHENECTADY, NY 12309-5634
Document Number	0000008862
Book / Page	2053 / 618
Instrument Date	Feb 18, 2021
Instrument	202108862
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Mortgage

Document Number	0000008872
Date	Mar 5, 2021
Book Page	5075/652
Instrument	202108872

Lender

Name	CITY OF SCHENECTADY
Type	Government Agency
Address	SCHENECTADY, NY 12305

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 18, 2019
Property Address	1726 RUGBY RD, SCHENECTADY, NY 12309-5634
Document Number	0000011685
Book / Page	002007 / 000512
Instrument Date	Mar 14, 2019
Instrument	11685
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2019
Property Address	1726 RUGBY RD, SCHENECTADY, NY 12309-5634
Document Number	0000009779
Book / Page	002006 / 000871
Instrument Date	Mar 6, 2019
Instrument	9779
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 22, 2018
Property Address	1726 RUGBY RD, SCHENECTADY, NY 12309-5634
Document Number	0000037634
Book / Page	001994 / 000319
Instrument Date	Aug 22, 2018
Instrument	37634
Transaction Type	Foreclosure
Record Updated	Sep 10, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,267.00 (+3.74%)
2025	$5,077.00 (+60.51%)	$80,900 (-) Land $12,100 Building $68,800	$133,963 (+30.82%) Land $20,036 Building $113,927
2023		$80,900 (-) Land $12,100 Building $68,800	$102,405 (+3.8%) Land $15,316 Building $87,089
2022		$80,900 Land $12,100 Building $68,800	$98,659 Land $14,756 Building $83,903
2021	$3,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

1726 Rugby Rd, Schenectady, NY 12309 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

March 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rugby Rd

Nearby Streets

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