1726 Prospect St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 1726 Prospect St, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2019)
Tax Bill	$5,125 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00049-0000-00352`

Property Details

APN / Parcel Number

Primary APN	`02-00049-0000-00352`
Alternative APNs	`020004900352` `03630812`

Interior

Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Account Number	03630812
Street Address	1726 PROSPECT ST
City	EWING
State	NJ
Zip	08638-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	PROSPECT HEIGHTS
Legal Block	49
Legal Lot Number	352
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	2
Census Block	2012
Census Tract	3500

Owner

Source: Mercer County and Ewing Township records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1726 PROSPECT ST, EWING, NJ 08638-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 1, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 9, 2019	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	201918734
Deed Book / Page	6366 / 968
Prior Transfer Date	Feb 22, 1990
Prior Transfer Doc	2519000914
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	Sep 25, 2026
Property Address	1726 PROSPECT ST, EWING, NJ 08638-4612
Document Number	0000037796
Book / Page	12080 / 1669
Instrument Date	Sep 18, 2026
Instrument	202637796
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 PROSPECT ST, EWING, NJ 08638-4612

Mortgage

Document Number	0000037796,
Date	Sep 25, 2026
Book Page	12080/1669
Instrument	202637796

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1726 PROSPECT ST, EWING, NJ 08638-4612
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039700
Date	Jul 1, 2021
Book Page	11633/1781
Instrument	2021039700

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	May 9, 2019
Property Address	1726 PROSPECT ST, EWING, NJ 08638-4612
Document Number	0000018734
Book / Page	06366 / 0968
Map Reference	MAP 154
Instrument Date	Apr 26, 2019
Instrument	2019018734
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 CEDAR ST, 809, TUCKERTON, NJ 08087-2541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 PROSPECT ST, EWING, NJ 08638-4612

Mortgage

Document Number	0000018735
Date	May 9, 2019
Book Page	11406/0468
Instrument	2019018735

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (-) Land $39,600 Building $86,900	$126,500 (-) Land $39,600 Building $86,900
2025	$5,125.00 (+3.02%)	$126,500 (-) Land $39,600 Building $86,900	$126,500 (-) Land $39,600 Building $86,900
2024	$4,975.00 (+9.34%)
2023		$126,500 Land $39,600 Building $86,900	$126,500 Land $39,600 Building $86,900
2022	$4,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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