1726 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1726 Jefferson Ave, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,605 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jan 2023)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-09-033.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-09-033.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,605 sqft Finished Area
Gross Area	1,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Exterior Material	Stucco
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	124 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0551209033.00
Street Address	1726 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK 85 & S 8 1,3' LOT 86
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	1ST
Legal Lot Number	85,86
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4012
Census Tract	65000

Owner

Source: Kenton County records · APN 055-12-09-033.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1726 JEFFERSON AVE, COVINGTON, KY 41014-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OPTION FINANCIAL LLC
Mar 28, 2017	Warranty Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Oct 11, 2021
Deed Document Number	0000210275
Deed Book / Page	210 / 275
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 23, 2023
Property Address	1726 JEFFERSON AVE, COVINGTON, KY 41014-1034
Document Number	0005900006
Book / Page	KC 210 / 275
Map Reference	MB 68 PG 641
Instrument Date	Jan 19, 2023
Instrument	23012305900006
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	719 TOWER PL, COVINGTON, KY 41011-3941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1726 JEFFERSON AVE, COVINGTON, KY 41014-1034

Mortgage

Document Number	0005900007
Date	Jan 23, 2023
Book Page	KCM 435/693
Instrument	23012305900007

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Oct 11, 2021
Property Address	1726 JEFFERSON AVE, COVINGTON, KY 41014-1034
Document Number	0005900170
Book / Page	122 / 726
Map Reference	MB 68 PG 641
Instrument Date	Sep 28, 2021
Instrument	21101105900170
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1726 JEFFERSON AVE, COVINGTON, KY 41014-1034

Mortgage

Document Number	0005900171
Date	Oct 11, 2021
Book Page	282/710
Instrument	21101105900171

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 28, 2017
Property Address	1726 JEFFERSON AVE, COVINGTON, KY 41014-1034
Document Number	0000000057
Book / Page	0C6124 / 000224
Instrument Date	Mar 23, 2017
Instrument	57
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 JEFFERSON AVE COVINGTON KY 410141034, COVINGTON, KY 41014-1034

Mortgage

Document Number	59
Date	Mar 28, 2017
Book Page	0C6124/000227
Instrument	59

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00 (+84.07%)	$198,000 (+85.05%) Land $6,000 Building $192,000	$198,000 (+85.05%) Land $6,000 Building $192,000
2023	$1,425.00	$107,000 Land $6,000 Building $101,000	$107,000 Land $6,000 Building $101,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170650004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 956 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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