1726 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 1726 Cold River Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,460 sqft · built 2011
Lot Size	0.12 acres (5,216 sqft)
Owner	Individual Name on Record
Last Sale	$175,100 (Feb 2018)
Tax Bill	$5,312 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128-401-002-0063`

Property Details

APN / Parcel Number

Primary APN	`128-401-002-0063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	1,235 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	5,216 sqft (0.12 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1284010020063
Street Address	1726 COLD RIVER DR
City	HUMBLE
State	TX
Zip	77396-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 63 BLK 2 WOODLAND PINES SEC 7 AMEND
Legal Subdivision	WOODLAND PINES SEC 7 AMEND
Legal Block	2
Legal Lot Number	63
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2018
Census Tract	250102

Owner

Source: Harris County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1726 COLD RIVER DR, HUMBLE, TX 77396-4186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 30, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2018	Quit Claim Deed, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Prior Sale	Mar 3, 2015 · Amount on Record
Deed Document Number	201842249
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	0000042249
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	May 5, 2026
Property Address	1726 COLD RIVER DR, HUMBLE, TX 77396-4186
Document Number	0000173930
Instrument Date	Mar 18, 2026
Instrument	2026173930
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 COLD RIVER DR, HUMBLE, TX 77396-4186

Mortgage

Document Number	0000173930,
Date	May 5, 2026
Instrument	2026173930

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1726 COLD RIVER DR, HUMBLE, TX 77396-4186
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 LA RIVIERA DR, HOUSTON, TX 77015

Mortgage

Document Number	0000062291
Date	Feb 23, 2024
Instrument	2024-62291

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1726 COLD RIVER DR, HUMBLE, TX 77396-4186
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 COLD RIVER DR, HUMBLE, TX 77396-4186

Mortgage

Document Number	0000488318
Date	Sep 30, 2022
Instrument	2022-488318

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 1, 2051

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 1, 2018
Property Address	1726 COLD RIVER DR, HUMBLE, TX 77396-4186
Document Number	0000042249
Instrument Date	Jan 31, 2018
Instrument	42249
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 COLD RIVER DR HUMBLE TX 773964186, HUMBLE, TX 77396-4186

Mortgage

Document Number	42250
Date	Feb 1, 2018
Instrument	42250

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,312.00 (+1.35%) Homeowner's exemption	$283,700 (-11.88%) Land $53,725 Building $229,975	$283,700 (-11.88%) Land $53,725 Building $229,975
2024	$5,241.00 (+262.45%)
2023		$321,958 Land $32,235 Building $289,723	$321,958 Land $32,235 Building $289,723
2020	$1,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2017–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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