Grand Forks County property record for 1726 Cedar St, Emerado, ND 58228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,495 sqft · built 1998 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jun 2023) |
| Tax Bill | $1,414 (2023) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32420100010000 |
| Primary APN | 32420100010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Street Address | 1726 CEDAR ST |
|---|---|
| City | EMERADO |
| State | ND |
| Zip | 58228-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 151 SCT: 3 RNG: 52 SUB: 324201 LOT: 10 BERGER'S SECOND ADDITION LOT 10 (PART SW1/4 3-151-52) |
| Legal Range | 52W |
| Legal Township | 151 |
| Legal Section | 03 |
| Legal Subdivision | BERGER'S SECOND ADDITION |
| Legal Lot Number | 10 |
| Jurisdiction | GRAND FORKS ND |
| Township / Civil Division | OAKVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11701 |
Source: Grand Forks County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1726 CEDAR ST, EMERADO, ND 58228-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 20, 2020 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Jun 19, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on Record |
| Deed Sale | Jun 5, 2023 · Amount on Record |
| Prior Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 2023833876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 1726 CEDAR ST, EMERADO, ND 58228-9604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000839722 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 839722 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 1726 CEDAR ST, EMERADO, ND 58228-9604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000833877 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 833877 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Recording Date | Oct 20, 2020 |
| Property Address | 1726 CEDAR ST, EMERADO, ND 58228-9604 |
| Document Number | 806830 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 806830 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1726 CEDAR ST, EMERADO, ND 58228-9604 |
| Document Number | 806831 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 806831 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Recording Date | Jun 19, 2019 |
| Property Address | 1726 CEDAR ST, EMERADO, ND 58228-9604 |
| Document Number | 792961 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 792961 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1726 CEDAR ST, EMERADO, ND 58228-9604 |
Source: Grand Forks County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Grand Forks County |
| County Subdivision | Oakville Township |
| Elementary School District | Emerado Public School District 127 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,300 (+12.86%) Land $18,900 Building $61,400 | $160,600 (+12.86%) Land $37,800 Building $122,800 | |
| 2023 | $1,414.00 | $71,150 Land $12,600 Building $58,550 | $142,300 Land $25,200 Building $117,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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