1726 Cato Rd, Vernon, TX 76384 Property Records

Wilbarger County property record for 1726 Cato Rd, Vernon, TX 76384

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,476 sqft · built 1946
Lot Size	0.946 acres (41,212 sqft)
Owner	2 Individual Names on File
Last Sale	$80,300 (Apr 2018)
Tax Bill	$3,085 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2018 Mortgage
APN	`5555-001-0000-150-3`

Property Details

APN / Parcel Number

Primary APN	`5555-001-0000-150-3`
Alternative APN	`936`

Interior

Full Baths	5 Baths
Building Area	4,476 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	41,212 sqft (0.946 acres)
Lot Dimensions	200 ft deep x 180 ft wide
Garage Type	Carport
Garage Area	510 sqft
Carport	Carport
Carport Area	510 sqft
Porch	Porch
Porch Area	75 sqft

Location & Zoning

Account Number	5555-001-0000-150-3
Street Address	1726 CATO RD
City	VERNON
State	TX
Zip	76384-7454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 12-15 BLK 12 SEC 64 H&TC N/2 OF SEC
Legal Subdivision	NEATHERY SUBDIVISION
Legal Block	12
Legal Lot Number	12-15
Jurisdiction	WILBARGER TX
Township / Civil Division	VERNON
Census Block Group	3
Census Block	3076
Census Tract	950700

Owner

1726 Cato Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Wilbarger County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1726 CATO RD, VERNON, TX 76384-7454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Apr 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage THE JACKSBORO NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Deed Document Number	2018130402
Deed Book / Page	716 / 639
Prior Transfer Date	Apr 12, 2018
Prior Transfer Doc	716/639
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	1726 CATO RD, VERNON, TX 76384-7454
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	752/216
Date	Oct 21, 2021
Book Page	752/216
Instrument	137439

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILBARGER TX
Recording Date	Apr 18, 2018
Property Address	1726 CATO RD, VERNON, TX 76384-7454
Document Number	716/639
Book / Page	716 / 639
Map Reference	VOL 539 PG 819
Instrument Date	Apr 12, 2018
Instrument	00130402
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 16TH ST, 2300, VERNON, TX 76384-5812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 CATO RD, VERNON, TX 76384-7454

Mortgage

Document Number	00130403
Date	Apr 18, 2018
Instrument	00130403

Lender

Name	THE JACKSBORO NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1726 Cato Rd was $3,085 with a homeowner's exemption, up 6.2% from the year before.

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Wilbarger County
Municipality	Vernon City
Unified School District	Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,085.00 (+6.23%)	$122,300 (+6.21%) Land $9,670 Building $112,630	$122,300 (+6.21%) Land $9,670 Building $112,630
2025	$2,904.00 Homeowner's exemption	$115,150 Land $2,520 Building $112,630	$115,150 Land $2,520 Building $112,630
2023		$77,220 Land $2,520 Building $74,700	$77,220 Land $2,520 Building $74,700
2022	$1,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1726 Cato Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1726 Cato Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 11,002 people · EPA ID TX2440001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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