1726 7th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1726 7th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,256 sqft · built 1993
Lot Size0.092 acres (4,000 sqft)
OwnerIndividual Name on Record
Last Sale$795,000 (Apr 2026)
Tax Bill$7,984 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-512-027

Property Details

APN / Parcel Number

Primary APN038-512-027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,256 sqft Living Area
1st Floor Area2,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1726 7TH ST
CityLOS OSOS
StateCA
Zip93402-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 122 LT 42 & PTN LT 43
Legal SubdivisionEL MORO
Legal Block122
Legal Lot Number42,43
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3007
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 749, MORRO BAY, CA 93443-0749
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE, LTD.
Feb 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ACQUIRE MORTGAGE AND REAL ESTATE IN
Nov 21, 2017Grant Deed, Transfer · Conventional with PMI
MEISINGER STEVEN L TR (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleNov 21, 2017 · Amount on Record
Deed Document Number202611733
Prior Transfer DateFeb 8, 2022
Prior Transfer Doc0000006753
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 17, 2026
Property Address1726 7TH ST, LOS OSOS, CA 93402-2114
Document Number0000011733
Instrument DateApr 7, 2026
Instrument2026.11733
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$88,324.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011734,
DateApr 17, 2026
Instrument2026..11734
Lender
NameENVOY MORTGAGE, LTD.
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 14, 2022
Property Address1726 7TH ST, LOS OSOS, CA 93402-2114
Document Number0000006753
Map ReferenceMB A PG 81
Instrument DateFeb 8, 2022
Instrument2022006753
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1726 7TH ST, LOS OSOS, CA 93402-2114

Mortgage

Document Number0000006754
DateFeb 14, 2022
Instrument2022006754
Lender
NameACQUIRE MORTGAGE AND REAL ESTATE IN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 21, 2017
Property Address1726 7TH ST, LOS OSOS, CA 93402-2114
Document Number0000053550
Instrument DateOct 25, 2017
Instrument53550
Transaction TypeTransfer
Record UpdatedDec 1, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$473.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1726 7TH ST LOS OSOS CA 934022114, LOS OSOS, CA 93402-2114

Mortgage

Document Number53551
DateNov 21, 2017
Instrument53551
Lender
NameMEISINGER STEVEN L TR (PT)
AddressPO BOX 6158, LOS OSOS, CA 93412-6158
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$499,046 (+2%) Land $290,143 Building $208,903
2025$7,984.00 (+1.89%)$489,261 (+4.04%) Land $284,454 Building $204,807
2024$7,836.00 (-0.31%)
2023$7,860.00 (+5.66%)$470,264 Land $273,409 Building $196,855
2022$7,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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