1725 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 1725 Ready Section Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,449 sqft · built 1988
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Tax Bill	$782 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-24-0-002-053.000`

Property Details

APN / Parcel Number

Primary APN	`05-06-24-0-002-053.000`
Alternative APN	`308878`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Mixed
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Garage Area	1,700 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	308878
Street Address	1725 READY SECTION RD
City	TONEY
State	AL
Zip	35773-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T1S R2W PT OF THE W1/2 OF THE SE1/4 OF SEC 24 DESC AS BEG AT THE CEN OF THE S BDRY OF THE SE1/4 OF SEC 24 TH W 132 FT
Legal Range	02W
Legal Township	01S
Legal Section	24
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2017
Census Tract	10403

Owner

1725 Ready Section Rd is owned and occupied by an individual.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1725 READY SECTION RD, TONEY, AL 35773-7108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	1725 READY SECTION RD, TONEY, AL 35773-7108
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 READY SECTION RD, TONEY, AL 35773-7108

Mortgage

Document Number	0000154754
Date	Sep 19, 2023
Book Page	MTG 2023/154754

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	1725 READY SECTION RD, TONEY, AL 35773-7108
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100059468
Date	Jul 20, 2021
Instrument	2021-00059468

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1725 Ready Section Rd was $782 with a homeowner's exemption, up 0.8% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$782.00 (+0.77%)
2025	$776.00 Homeowner's exemption	$22,940 Land $4,220 Building $18,720	$229,200 Land $42,200 Building $187,000
2023	$634.00 (+26.29%) Homeowner's exemption	$19,040 (+24.61%) Land $4,220 Building $14,820	$190,300 (+24.71%) Land $42,200 Building $148,100
2022	$502.00 Homeowner's exemption	$15,280 Land $2,420 Building $12,860	$152,600 Land $24,100 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1725 Ready Section Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1725 Ready Section Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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