Kenton County property record for 1725 Mount Vernon Dr, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,274 sqft · built 1966 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 2007) |
| Tax Bill | $3,511 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-00-215.00 |
| Primary APN | 042-10-00-215.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,274 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1725 MOUNT VERNON DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO HGTS SEC 5 NE 31.42' LOT 89 & SW 49.58' LOT 90 |
| Legal Subdivision | MONTICELLO HEIGHTS |
| Legal Phase | 5 |
| Legal Lot Number | 89,90 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 65200 |
1725 Mount Vernon Dr is owned and occupied by two individuals who acquired it in December 2014.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1725 MOUNT VERNON DR, COVINGTON, KY 41011-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF KENTUCKY |
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BANK & TRUST CO |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK |
| Feb 21, 2020 | Deed of Trust, Mortgage COMMONWEALTH BK |
| Mar 20, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2007 · Amount on File |
| Deed Sale | Oct 31, 2007 · Amount on File |
| Prior Sale | May 14, 2004 · Amount on File |
| Deed Document Number | 200710 31 059 00037 |
| Deed Book / Page | 3547 / 223 |
| Last Transfer Date | Dec 3, 2014 |
| Transfer Doc | 0005900348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1725 MOUNT VERNON DR, COVINGTON, KY 41011-3662 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1725 MOUNT VERNON DR, FT WRIGHT, KY 41011-3662 |
| Document Number | 0005900121 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | KCM540/141 |
| Instrument | 24041105900121 |
| Name | FIRST NATIONAL BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | 8545 US HIGHWAY 42, FLORENCE, KY 41042 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1725 MOUNT VERNON DR, COVINGTON, KY 41011-3662 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900269 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 311/435 |
| Instrument | 21120605900269 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1725 MOUNT VERNON DR, COVINGTON, KY 41011-3662 |
| Document Number | 0000000264 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1725 MOUNT VERNON DR COVINGTON KY 410113662, COVINGTON, KY 41011-3662 |
| Document Number | 0000000264 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 000M45/000169 |
| Instrument | 264 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1725 MOUNT VERNON DR, COVINGTON, KY 41011-3662 |
| Document Number | 0000000157 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1725 MOUNT VERNON DR COVINGTON KY 410113662, COVINGTON, KY 41011-3662 |
| Document Number | 0000000157 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 000023/000629 |
| Instrument | 157 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | 7135 HOUSTON RD, FLORENCE, KY 41042-4863 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Mar 22, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1725 MOUNT VERNON DR, COVINGTON, KY 41011-3662 |
| Document Number | 0000000085 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1725 MOUNT VERNON DR COVINGTON KY 410113662, COVINGTON, KY 41011-3662 |
| Document Number | 0000000085 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 0C6640/000005 |
| Instrument | 85 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1725 Mount Vernon Dr was $3,511.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,300 (-) Land $55,000 Building $299,300 | $354,300 (-) Land $55,000 Building $299,300 | |
| 2025 | $3,511.00 | $354,300 Land $55,000 Building $299,300 | $354,300 Land $55,000 Building $299,300 |
| 2023 | $2,579.00 | $242,000 Land $45,000 Building $197,000 | $242,000 Land $45,000 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1725 Mount Vernon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1725 Mount Vernon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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