Kenton County property record for 1725 Garrard St, Covington, KY 41014 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,744 sqft · built 1890 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Mar 2001) |
| Tax Bill | $1,005 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-32-01-019.00 |
| Primary APN | 055-32-01-019.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Finished Area |
| Gross Area | 1,856 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 105 ft deep x 45 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1725 GARRARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45'X105' WS GARRARD 51' N OF E 18TH E.L. SOUTHGATE DIV LOTS 19 20 21 |
| Legal Subdivision | SOUTHGATE RICHARD |
| Legal Phase | 17 |
| Legal Lot Number | 20,21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 60900 |
Source: Kenton County records · APN 055-32-01-019.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1725 GARRARD ST, COVINGTON, KY 41014-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2001 · Amount on Record |
| Deed Sale | Mar 30, 2001 · Amount on Record |
| Last Transfer Date | Sep 08, 2025 |
| Transfer Doc | 0000000129 |
| Record Updated | Sep 20, 2026 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,005.00 (-3.92%) Homeowner's exemption | $125,000 (-) Land $5,000 Building $120,000 | $125,000 (-) Land $5,000 Building $120,000 |
| 2023 | $1,046.00 Homeowner's exemption | $125,000 Land $5,000 Building $120,000 | $125,000 Land $5,000 Building $120,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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