Carroll County property record for 1725 Gablehammer Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1982 |
| Lot Size | 5.45 acres (237,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Dec 2015) |
| Tax Bill | $4,585 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-030092 |
| Primary APN | 06-030092 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 237,663 sqft (5.45 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 030092 |
|---|---|
| Street Address | 1725 GABLEHAMMER RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-3953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT 23 - 5.456 ACS 1725 GABLEHAMMER RD 18-7 HIDDEN VALLEY SEC 3 |
| Legal Subdivision | HIDDEN VALLEY |
| Legal Lot Number | 23 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 6, MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 506102 |
1725 Gablehammer Rd is owned and occupied by two individuals who bought it in December 2015.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1725 GABLEHAMMER RD, WESTMINSTER, MD 21157-3953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CREDIT UNION |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on File |
| Deed Sale | Dec 30, 2015 · Amount on File |
| Prior Sale | Jul 19, 1988 · Amount on File |
| Deed Book / Page | 8189 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 1, 2026 |
| Property Address | 1725 GABLEHAMMER RD, WESTMINSTER, MD 21157-3953 |
| Document Number | 1175000066 |
| Book / Page | 11753 / 66 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 1175000066, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 11753/66 |
| Name | POINT BREEZE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 27, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1725 GABLEHAMMER RD, WESTMINSTER, MD 21157-3953 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0103570015 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 10357/15 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 1725 Gablehammer Rd was $4,585 with a homeowner's exemption, up 4.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,585.00 (+4.78%) Homeowner's exemption | $437,133 (+3.46%) | $466,400 (+10.39%) Land $182,200 Building $284,200 |
| 2025 | $4,376.00 Homeowner's exemption | $422,500 Land $162,200 Building $260,300 | $422,500 Land $162,200 Building $260,300 |
| 2023 | $4,072.00 Homeowner's exemption | $360,433 | $422,500 Land $162,200 Building $260,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1725 Gablehammer Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1725 Gablehammer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Quantum Internet & Telephone Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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