1725 Dunkirk Dr, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 1725 Dunkirk Dr, Charlotte, NC 28203

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,247 sqft · built 2016
Lot Size0.205 acres (8,957 sqft)
OwnerIndividual Name on Record
Last Sale$712,000 (May 2019)
Tax Bill$10,782 (2023)
Deeds & MortgagesMay 2021 Mortgage
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN119-094-25

Property Details

APN / Parcel Number

Primary APN119-094-25

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,247 sqft Heated Area
Gross Area3,733 sqft
1st Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,957 sqft (0.205 acres)
PorchPorch
Porch Area104 sqft
Patio Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number119-094-25
Street Address1725 DUNKIRK DR
CityCHARLOTTE
StateNC
Zip28203-4303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionLJ B32A M6-267
Legal SubdivisionCHEVY CHASE PARK
Legal Block32A
Legal Lot NumberJ
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract3600

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 30, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
May 17, 2019Warranty Deed, Transfer · ARM
FIRST CITIZENS BANK & TRUST CO
Apr 17, 2017Warranty Deed, Transfer · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number0033515104
Deed Book / Page33515 / 104
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102069
DateMay 24, 2021
Book Page36098/225
Instrument2021102069
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303

Mortgage

Document Number0000097532
DateJun 30, 2022
Book Page37468/484
Instrument2022097532
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 17, 2019
Property Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303
Document Number0000059699
Book / Page33515 / 104
Map ReferenceMB 6 PG 267
Instrument DateMay 3, 2019
Instrument2019059699
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address844 BROKEN SOUND PKWY NW APT 411, 844, BOCA RATON, FL 33487-3667

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303

Mortgage

Document Number0000059700
DateMay 17, 2019
Instrument2019059700
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2029
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change6.12%
Index1-Year LIBOR
Max Rate10.1%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 17, 2017
Property Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303
Document Number0000049131
Book / Page31723 / 784
Map ReferenceMB6 PG267
Instrument DateApr 7, 2017
Instrument2017049131
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 W 5TH ST # ST412, 300, CHARLOTTE, NC 28202-1668

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 DUNKIRK DR, CHARLOTTE, NC 28203-4303

Mortgage

Document Number0000049132
DateApr 17, 2017
Instrument2017049132
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMay 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1997–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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