1725 Chatham Dr, Troy, MI 48084 Property Records

Oakland County property record for 1725 Chatham Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,819 sqft · built 1978
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$252,500 (May 1996)
Tax Bill	$5,630 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-20-129-005`

Property Details

APN / Parcel Number

Primary APN	`88-20-20-129-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,819 sqft Living Area
1st Floor Area	1,633 sqft
Basement Area	1,633 sqft
Finished Basement	1,633 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	173 ft deep x 97 ft wide
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1725 CHATHAM DR
City	TROY
State	MI
Zip	48084-1482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 20 TROY ESTATES SUB NO 4 LOT 480
Legal Range	11E
Legal Township	2N
Legal Section	20
Legal Subdivision	TROY ESTATES SUB #4
Legal Lot Number	480
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	196800

Owner

1725 Chatham Dr is owned and occupied by two individuals who bought it in May 1996.

Source: Oakland County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1725 CHATHAM DR, TROY, MI 48084-1482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANCE CATHOLIC CU
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANCE CATHOLIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1996 · Amount on File
Deed Sale	May 30, 1996 · Amount on File
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1725 CHATHAM DR, TROY, MI 48084-1482
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 CHATHAM DR, TROY, MI 48084-1482

Mortgage

Document Number	0000408441
Date	Jul 1, 2022
Book Page	57918/759
Instrument	408441

Lender

Name	ALLIANCE CATHOLIC CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 28, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1725 CHATHAM DR, TROY, MI 48084-1482
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 CHATHAM DR, TROY, MI 48084-1482

Mortgage

Document Number	0000087369
Date	Apr 5, 2021
Book Page	56006/376
Instrument	87369

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1725 CHATHAM DR, TROY, MI 48084-1482
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 CHATHAM DR, TROY, MI 48084-1482

Mortgage

Document Number	0000214309
Date	Oct 16, 2020
Book Page	55008/129
Instrument	214309

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1725 CHATHAM DR, TROY, MI 48084-1482
Document Number	0000008886
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1725 CHATHAM DR TROY MI 480841482, TROY, MI 48084-1482

Mortgage

Document Number	0000008886
Date	Jan 17, 2019
Book Page	052515/000350
Instrument	8886

Lender

Name	ALLIANCE CATHOLIC CU
Type	Credit Union
Address	TAYLOR, MI 48180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1725 Chatham Dr was $5,630 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,630.00
2023			$484,880
2022	$5,856.00	$242,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1725 Chatham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1725 Chatham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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