17245 Reflections Cir, San Diego, CA 92127 Property Records

San Diego County property record for 17245 Reflections Cir, San Diego, CA 92127

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,840 sqft · built 2009
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Company Names on Record
Last Sale	$1,950,000 (Nov 2018)
Tax Bill	$34,173 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`267-390-25-00`

Property Details

APN / Parcel Number

Primary APN	`267-390-25-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,840 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	35,719 sqft (0.82 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	17245 REFLECTIONS CIR
City	SAN DIEGO
State	CA
Zip	92127-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 25 TR 015365
Legal Subdivision	SAN DIEGO 5069-1
Legal Tract	015365
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17066

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17245 REFLECTIONS CIR, SAN DIEGO, CA 92127-7004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Intrafamily Transfer, Transfer
Jan 29, 2020	Quit Claim Deed, Transfer CALIFORNIA CU
Nov 2, 2018	Grant Deed, Transfer · ARM CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Document Number	2018460450
Last Transfer Date	Sep 18, 2023
Transfer Doc	0000271329
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2023
Property Address	17245 REFLECTIONS CIR, SAN DIEGO, CA 92127-7004
Document Number	0000271329
Map Reference	MAP 15365
Instrument Date	Sep 18, 2023
Instrument	2023-0271329
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17245 REFLECTIONS CIR, SAN DIEGO, CA 92127-7004

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2020
Property Address	17245 REFLECTIONS CIR, SAN DIEGO, CA 92127-7004
Document Number	0000046072
Instrument Date	Jan 23, 2020
Instrument	46072
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17245 REFLECTIONS CIR SAN DIEGO CA 921277004, SAN DIEGO, CA 92127-7004

Mortgage

Document Number	46073
Date	Jan 29, 2020
Instrument	46073

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	701 N BRAND BLVD # 3RD, GLENDALE, CA 91203-1295

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2018
Property Address	17245 REFLECTIONS CIR, SAN DIEGO, CA 92127-7004
Document Number	0000460450
Map Reference	MAP 15365
Instrument Date	Oct 11, 2018
Instrument	2018-0460450
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 5010, RANCHO SANTA FE, CA 92067-5010

Mortgage

Document Number	0000460451
Date	Nov 2, 2018
Instrument	2018-0460451

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,218,761 (+2%) Land $1,137,827 Building $1,080,934
2025	$34,173.00 (+5.48%) Homeowner's exemption	$2,175,257 (+4.04%) Land $1,115,517 Building $1,059,740
2023	$32,397.00 (+1.55%) Homeowner's exemption	$2,090,791 Land $1,072,201 Building $1,018,590
2022	$31,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reflections Cir

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