1724 Ernest Ave, Missoula, MT 59801 Property Records

Missoula County property record for 1724 Ernest Ave, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,706 sqft · built 1963
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Individual Names on File
Last Sale	$289,674 (Aug 2025)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0456092`

Property Details

APN / Parcel Number

Primary APN	`R0456092`
Alternative APNs	`04-2200-32-1-04-03-0000` `0001034507` `1034507`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	903 sqft
Basement Area	903 sqft
Finished Basement	803 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,748 sqft (0.109 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0001034507
Street Address	1724 ERNEST AVE
City	MISSOULA
State	MT
Zip	59801-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	TREASURE STATE ADDITION, S32, T13 N, R19 W, BLOCK 5, OF LOTS 15 & 16
Legal Subdivision	TREASURE STATE ADDITION
Legal Block	5
Legal Lot Number	15,16
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	4
Census Block	4014
Census Tract	1303

Owner

1724 Ernest Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1724 ERNEST AVE, MISSOULA, MT 59801-8310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Warranty Deed, Transfer · Conventional Mortgage CLEARWATER FCU
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Deed Document Number	202512355
Deed Book / Page	1116 / 1143
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 22, 2025
Property Address	1724 ERNEST AVE, MISSOULA, MT 59801-8310
Document Number	0011161143
Book / Page	1116 / 1143
Instrument Date	Aug 20, 2025
Instrument	202512355
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 ERNEST AVE, MISSOULA, MT 59801-8310

Mortgage

Document Number	0202512356
Date	Aug 22, 2025
Instrument	202512356

Lender

Name	CLEARWATER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1724 ERNEST AVE, MISSOULA, MT 59801-8310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010150780
Date	Jul 29, 2019
Book Page	1015/0780
Instrument	201911445

Lender

Name	FIRST INTERSTATE BANK
Type	Mortgage Company
Address	MISSOULA, MT 59806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1724 Ernest Ave was $2,002.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (-5.35%) Land $124,225 Building $225,775	$350,000 (-5.35%) Land $124,225 Building $225,775
2025	$2,002.00	$369,800	$369,800 Land $124,225 Building $245,575
2023	$3,631.00	$300,800	$300,800 Land $97,938 Building $202,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1724 Ernest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1724 Ernest Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Blackfoot Telephone Cooperative, Verizon.

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