17232 Snapper Ln, Summerland Key, FL 33042 Property Records

Monroe County property record for 17232 Snapper Ln, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2015
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$632,000 (Jun 2021)
Tax Bill	$6,712 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00163330-000000`

Property Details

APN / Parcel Number

Primary APN	`00163330-000000`
Alternative APNs	`03672700163330000000` `1208841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Plywood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,400 sqft (0.192 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	260 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1208841
Old Parcel Number	03672700163330000000
Street Address	17232 SNAPPER LN
City	SUMMERLAND KEY
State	FL
Zip	33042-3669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 SUGARLOAF SHORES PB2-158 SUGARLOAF KEY SEC B OR103-277 OR442-92 OR655-577 OR925-2225 OR1013-71 OR1654-926/27
Legal Range	27E
Legal Township	67S
Legal Section	03
Legal Subdivision	SUGARLOAF SHORES REPLAT 1 & 2
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1019
Census Tract	971600

Owner

17232 Snapper Ln is owned and occupied by an individual who bought it in June 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17232 SNAPPER LN, SUMMERLAND KEY, FL 33042-3669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · VA Mortgage FIRST HORIZON BANK
Oct 8, 2020	Special Warranty Deed, Transfer · VA Mortgage IBERIABANK
Apr 6, 2020	Grant Deed, Foreclosure ATTORNEY ONLY
Feb 12, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Jan 23, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Oct 8, 2020 · Amount on File
Deed Document Number	2323105
Deed Book / Page	3102 / 1375
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 3, 2021
Property Address	17232 SNAPPER LN, SUMMERLAND KEY, FL 33042-3669
Document Number	0031021375
Book / Page	3102 / 1375
Map Reference	MB 2 PG 158
Instrument Date	Jun 1, 2021
Instrument	2323105
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,424.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1171B GILMORE DR, 1171B, KEY WEST, FL 33040-6797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17232 SNAPPER LN, SUGARLOAF KEY, FL 33042-3669

Mortgage

Document Number	31021378
Date	Jun 3, 2021
Instrument	3102/1378

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 8, 2020
Property Address	17232 SNAPPER LN, SUMMERLAND KEY, FL 33042-3669
Document Number	0030490487
Book / Page	3049 / 487
Map Reference	MB 2 PG 158
Instrument Date	Sep 21, 2020
Instrument	2285250
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171B GILMORE DR, KEY WEST, FL 33040-6797

Mortgage

Document Number	0003049489
Date	Oct 8, 2020
Instrument	3049/489

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Apr 6, 2020
Property Address	17232 SNAPPER LN, SUMMERLAND KEY, FL 33042-3669
Document Number	0030170214
Book / Page	003017 / 000214
Instrument Date	Mar 12, 2020
Instrument	2262452
Transaction Type	Foreclosure
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MONROE FL
Recording Date	Feb 12, 2020
Property Address	17232 SNAPPER LN, SUMMERLAND KEY, FL 33042-3669
Document Number	0030081396
Book / Page	003008 / 001396
Instrument Date	Jan 23, 2020
Instrument	2255819
Transaction Type	Foreclosure
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1560 JENKS OK 740371560, JENKS, OK 74037-1560

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MONROE FL
Recording Date	Jan 23, 2020
Property Address	17232 SNAPPER LN, SUMMERLAND KEY, FL 33042-3669
Document Number	0030042430
Book / Page	003004 / 002430
Instrument Date	Jan 23, 2020
Instrument	2253030
Transaction Type	Foreclosure
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17232 SNAPPER LN SUMMERLAND KEY FL 330423669, SUMMERLAND KEY, FL 33042-3669

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$682,194 Land $359,520 Building $322,674	$682,194 Land $359,520 Building $322,674
2024	$6,712.00 (+7.29%)
2023	$6,256.00 (+9.41%)	$659,206 (+12.73%) Land $388,282 Building $270,924	$659,206 (+12.73%) Land $388,282 Building $270,924
2022	$5,718.00	$584,765 Land $310,985 Building $273,780	$584,765 Land $310,985 Building $273,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17232 Snapper Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17232 Snapper Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Snapper Ln

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