1723 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1723 Scott St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,478 sqft
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (May 2019)
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-14-15-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-15-012.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,478 sqft Finished Area
Gross Area	4,109 sqft

Exterior

Exterior Material	Brick
Foundation Type	Stone
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1723 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTT & MADISON AVE LD CO LOT 39 & PT LOTS 38-40 45'X 110' WS SCOTT 283' S OF E 17TH
Legal Subdivision	SCOTT & MADISON AVE LAND CO
Legal Lot Number	39,38
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1017
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 29, 2019	Warranty Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Sep 15, 1994 · Amount on Record
Deed Document Number	201905 29 059 00390
Deed Book / Page	6669 / 146
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1723 SCOTT ST, COVINGTON, KY 41011-3454
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900033
Date	Feb 19, 2021
Book Page	170/168
Instrument	21021905900033

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 29, 2019
Property Address	1723 SCOTT ST, COVINGTON, KY 41011-3454
Document Number	0000000390
Book / Page	0C6669 / 000146
Instrument Date	May 20, 2019
Instrument	390
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1723 SCOTT ST COVINGTON KY 410113454, COVINGTON, KY 41011-3454

Mortgage

Document Number	392
Date	May 29, 2019
Book Page	0C6669/000149
Instrument	392

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,600 (+28.91%) Land $10,000 Building $281,600	$291,600 (+28.91%) Land $10,000 Building $281,600
2025	$2,997.00 (-0.5%)	$226,200 (-) Land $5,000 Building $221,200	$226,200 (-) Land $5,000 Building $221,200
2023	$3,012.00	$226,200 Land $5,000 Building $221,200	$226,200 Land $5,000 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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