1723 Prospect Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1723 Prospect Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1957
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$408 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
APN	`06-3.0-05-003-002-230.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-230.000`

Interior

Building Area	768 sqft Base Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 37.5 ft wide

Location & Zoning

Street Address	1723 PROSPECT AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:1 BLK:LGL DESC:THAT PT VAC PTN PROSPECT AVE ADJ LOT 1-2-3 ON W SIDE THEREOF BG AT THE PT OF X OF N/L LOT 1 AS EXT W BY VACOF PROSP AVE & E/L OF PROSP AVE AS NOW LOCATED TH E 37 1/2' TH S TO EXT S/L LOT 3 TH W 37 1/2' T
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Lot Number	1-3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1026
Census Tract	400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6008 GRANADA ST, FAIRWAY, KS 66205-3143
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024
Deed Sale	Feb 21, 2024
Prior Sale	Feb 21, 2024
Deed Document Number	20241187
Deed Book / Page	3794 / 821
Prior Transfer Date	Feb 16, 2024
Prior Transfer Doc	0000001187
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 10, 2019
Property Address	1723 PROSPECT AVE, SAINT JOSEPH, MO 64505-2342
Document Number	003741/130
Book / Page	3741 / 130
Instrument Date	Aug 27, 2019
Instrument	2019007571
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 SE OFFUTT RD, 512, MAYSVILLE, MO 64469-9094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 PROSPECT AVE, SAINT JOSEPH, MO 64505-2342

Mortgage

Document Number	003741/131
Date	Sep 10, 2019
Book Page	3741/131
Instrument	2019007572

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00	$5,710 (+12.18%) Land $700 Building $5,010	$30,060 (+12.29%) Land $3,670 Building $26,390
2024	$408.00 (+22.52%)
2023	$333.00 (-0.6%)	$5,090 (-) Land $700 Building $4,390	$26,770 (-) Land $3,670 Building $23,100
2022	$335.00	$5,090 Land $700 Building $4,390
2021			$26,770 Land $3,670 Building $23,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20