1723 Bowersox Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 1723 Bowersox Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,736 sqft · built 1952
Lot Size	3.62 acres (157,949 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Apr 2016)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-000959`

Property Details

APN / Parcel Number

Primary APN	`11-000959`
Alternative APN	`000959`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,736 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	157,949 sqft (3.62 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Patio Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000959
Street Address	1723 BOWERSOX RD
City	NEW WINDSOR
State	MD
Zip	21776-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 2 - 3.626 ACS 1723 BOWERSOX RD 43-192 STONE CHAPEL MANOR
Legal Subdivision	STONE CHAPEL MANOR
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	2
Census Block	2010
Census Tract	511000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1723 BOWERSOX RD, NEW WINDSOR, MD 21776-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Mar 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Book / Page	8290 / 371
Last Transfer Date	Mar 11, 2021
Transfer Doc	0101660173
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1723 BOWERSOX RD, NEW WINDSOR, MD 21776-8617
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EXCALIBUR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089710424
Date	Mar 26, 2018
Book Page	8971/0424

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Mar 16, 2021
Property Address	1723 BOWERSOX RD, NEW WINDSOR, MD 21776-8617
Document Number	0101660173
Book / Page	10166 / 173
Map Reference	MB L FO 192
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1723 BOWERSOX RD, NEW WINDSOR, MD 21776-8617

Mortgage

Document Number	0010166179
Date	Mar 16, 2021
Instrument	10166/179

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,067 (+15.31%)	$457,700 (-) Land $163,100 Building $294,600
2025	$3,984.00 (+19.46%)	$350,433 (+18.74%)	$457,700 (+54.21%) Land $163,100 Building $294,600
2023	$3,335.00	$295,133	$296,800 Land $153,100 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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