17228 Lake Path Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 17228 Lake Path Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,129 sqft · built 2009
Lot Size0.171 acres (7,467 sqft)
OwnerIndividual Name on File
Last Sale$323,000 (Jul 2020)
Tax Bill$3,997 (2023)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-113-55

Property Details

APN / Parcel Number

Primary APN005-113-55

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,129 sqft Heated Area
Gross Area2,688 sqft
1st Floor Area882 sqft
Upper Floors Area1,247 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,467 sqft (0.171 acres)
Garage Area484 sqft
PorchPorch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-113-55
Street Address17228 LAKE PATH DR
CityCORNELIUS
StateNC
Zip28031-5782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL279 M50-697/698
Legal SubdivisionWESTMORELAND PH 7
Legal Lot Number279
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2014
Census Tract6208

Owner

17228 Lake Path Dr is owned and occupied by an individual who bought it in July 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address17228 LAKE PATH DR, CORNELIUS, NC 28031-5782
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK
Jul 17, 2020Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
Jan 11, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2020 · Amount on File
Deed SaleJul 17, 2020 · Amount on File
Prior SaleMay 27, 2010 · Amount on File
Deed Document Number0034820852
Deed Book / Page34820 / 852
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address17228 LAKE PATH DR, CORNELIUS, NC 28031-5782
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221641
DateNov 22, 2021
Book Page36789/318
Instrument2021221641
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 17, 2020
Property Address17228 LAKE PATH DR, CORNELIUS, NC 28031-5782
Document Number0000109336
Book / Page34820 / 852
Map ReferenceMB 50 PG 697&698
Instrument DateJul 16, 2020
Instrument2020109336
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$646.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22410 MARKET ST APT 2102, 22410, CORNELIUS, NC 28031-3026

Transferred To (Grantee/Buyer)

NameVerified Name
Address17228 LAKE PATH DR, CORNELIUS, NC 28031-5782

Mortgage

Document Number0000109337
DateJul 17, 2020
Instrument2020109337
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address17228 LAKE PATH DR, CORNELIUS, NC 28031-5782
Document Number0000007516
Book / Page032417 / 000274
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address17228 LAKE PATH DR CORNELIUS NC 280315782, CORNELIUS, NC 28031-5782

Mortgage

Document Number0000007516
DateJan 22, 2018
Book Page032417/000274
Instrument7516
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJan 21, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 17228 Lake Path Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17228 Lake Path Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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