17228 E 109th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 17228 E 109th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,924 sqft · built 2014
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jun 2023)
Tax Bill	$6,913 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0170443`

Property Details

APN / Parcel Number

Primary APN	`R0170443`
Alternative APN	`0172309213001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
1st Floor Area	1,312 sqft
2nd Floor Area	1,612 sqft
Basement Area	1,312 sqft
Finished Basement	886 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0170443
Street Address	17228 E 109TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:REUNION FILING NO 24 LOT:42
Legal Range	66W
Legal Township	02S
Legal Section	09
Legal Quarter	NW
Legal Subdivision	REUNION D
Legal Lot Number	42
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2032
Census Tract	8538

Owner

17228 E 109th Ave is owned and occupied by an individual who bought it in June 2023.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK
Dec 31, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Document Number	2023000035412
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029868
Date	Mar 11, 2021
Instrument	2021000029868

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942

Mortgage

Document Number	0000072670
Date	Dec 31, 2024
Instrument	2024000072670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jun 23, 2023
Property Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942
Document Number	0000035412
Instrument Date	Jun 20, 2023
Instrument	2023000035412
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942

Mortgage

Document Number	0000035413
Date	Jun 23, 2023
Instrument	2023000035413

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 21, 2018
Property Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942
Document Number	0000077041
Instrument Date	Sep 17, 2018
Instrument	2018000077041
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	HOMESTEAD TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17228 E 109TH AVE, COMMERCE CITY, CO 80022-8942

Mortgage

Document Number	0000077042
Date	Sep 21, 2018
Instrument	2018000077042

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 17228 E 109th Ave was $6,913.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,913.00	$43,870 Land $7,810 Building $36,060	$702,000 Land $125,000 Building $577,000
2023	$10,788.00 (+10.39%)	$49,390 (+11.46%) Land $8,120 Building $41,270	$730,000 (+14.51%) Land $120,000 Building $610,000
2022	$9,773.00	$44,310 Land $16,680 Building $27,630	$637,487 Land $240,000 Building $397,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17228 E 109th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17228 E 109th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARR LAKE RVP private · serves 204 people · EPA ID CO0201006
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	SOUTH ADAMS COUNTY WSD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Aerux Broadband, CenturyLink, Verizon.

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