17227 E 44th Terrace Ct S, Independence, MO 64055 Property Records

Jackson County property record for 17227 E 44th Terrace Ct S, Independence, MO 64055

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,479 sqft · built 1999
Lot Size	0.068 acres (2,975 sqft)
Owner	Trust Name on File
Last Sale	$312,550 (Dec 2023)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Dec 2023 Foreclosure
Flood Zone	Zone X (moderate risk)
APN	`34-400-11-35`

Property Details

APN / Parcel Number

Primary APN	`34-400-11-35`
Alternative APNs	`34-400-11-35-00-0-00-000` `34400113500000001` `886607`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,463 sqft
Basement Area	1,463 sqft
Finished Basement	1,162 sqft
Unfinished Basement	301 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,975 sqft (0.068 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	886607
Street Address	17227 E 44TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64055-5436
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WHISPERING MEADOWS 4TH PLAT LOTS 45-104---LOT 90
Legal Subdivision	WHISPERING MEADOWS 4TH PLAT
Legal Block	2
Legal Lot Number	90
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2002
Census Tract	14501

Owner

17227 E 44th Terrace Ct S, a duplex, is owner-occupied and held in a trust since December 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	17227 E 44TH TERRACE CT S, INDEPENDENCE, MO 64055-5436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Oct 7, 2016
Deed Document Number	202386339
Prior Transfer Date	Dec 3, 1999
Prior Transfer Doc	0000099925
Record Updated	Oct 29, 2026

December 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 1, 2023
Property Address	17227 E 44TH TERRACE CT S, INDEPENDENCE, MO 64055-5436
Document Number	00E0086339
Instrument Date	Nov 29, 2023
Instrument	2023E0086339
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	17227 E 44TH TERRACE CT S, INDEPENDENCE, MO 64055-5436

Mortgage

Document Number	00E0086340
Date	Dec 1, 2023
Instrument	2023E0086340

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Monthly
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

The 2025 property tax bill for 17227 E 44th Terrace Ct S was $4,624, up 1.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,332 (-) Land $8,915 Building $56,417	$343,850 (-)
2025	$4,624.00 (+1.49%)	$65,332 Land $8,915 Building $56,417	$343,850
2024	$4,556.00 (+2.13%)
2023	$4,461.00	$66,426 Land $7,161 Building $59,265	$349,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17227 E 44th Terrace Ct S in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17227 E 44th Terrace Ct S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Wisper ISP.

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