1722 Cross St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1722 Cross St, O Fallon, IL 62269

Property Summary

Property Type	Duplex
Details	7 ba · 1,316 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$369,500 (Jul 2021)
Tax Bill	$5,892 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
APN	`09-05-0-400-015`

Property Details

APN / Parcel Number

Primary APN	`09-05-0-400-015`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1722 CROSS ST
City	O FALLON
State	IL
Zip	62269-2913
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	STITES & ATKINSONS ADD LOT/SEC-15 DOC A02709412
Legal Subdivision	STITES & ATKINSONS ADD
Legal Block	400
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	1
Census Block	1003
Census Tract	503907

Owner

1722 Cross St, a duplex, is owned by an individual who bought it in July 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1722 CROSS ST, A, O FALLON, IL 62269-2913
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU
Sep 11, 2018	Grant Deed, Transfer · Conventional Mortgage VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	20212709412
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0002589881
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 26, 2021
Property Address	1722 CROSS ST, O FALLON, IL 62269-2913
Document Number	0A02709412
Map Reference	MB J-2 PG 112
Instrument Date	Jul 13, 2021
Instrument	A02709412
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PHILLIPS LN, BELLEVILLE, IL 62221-4499

Mortgage

Document Number	0A02709413
Date	Jul 26, 2021
Instrument	A02709413

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 11, 2018
Property Address	1722 CROSS ST, O FALLON, IL 62269-2913
Document Number	00A2589881
Instrument Date	Sep 7, 2018
Instrument	2589881
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN AND COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3419 CATON XING SHILOH IL 62221, SHILOH, IL 62221

Mortgage

Document Number	A2589882
Date	Sep 11, 2018
Instrument	2589882

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1722 Cross St was $5,892, up 8.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,892.00 (+8.33%)	$79,768 (+8.73%) Land $6,256 Building $73,512	$239,304 (+8.73%) Land $18,768 Building $220,536
2024	$5,439.00	$73,364 Land $5,754 Building $67,610	$220,092 Land $17,262 Building $202,830
2022		$77,029 Land $5,202 Building $71,827	$231,087 Land $15,606 Building $215,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1722 Cross St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1722 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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