1722 Cottage Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1722 Cottage Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,546 sqft · built 1945
Lot Size	0.12 acres (5,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Oct 2025)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-22-41-0068`

Property Details

APN / Parcel Number

Primary APN	`22-29-22-41-0068`
Alternative APNs	`8184248` `8190215`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,208 sqft (0.12 acres)
Lot Dimensions	124 ft deep x 42 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8190215
Street Address	1722 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMGRENS HIGHMORE ADDITION LOT 11
Legal Range	22
Legal Township	29
Legal Section	22
Legal Subdivision	HOLMGRENS HIGHMORE ADDITION
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2008
Census Tract	30704

Owner

Source: Ramsey County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 7, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 21, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage JFQ LNDG INC
Jul 21, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Apr 18, 2023 · Amount on Record
Deed Document Number	20252803690
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 14, 2025
Property Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208
Document Number	0T02803690
Instrument Date	Oct 1, 2025
Instrument	T02803690
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208

Mortgage

Document Number	0T02803691
Date	Oct 14, 2025
Instrument	T02803691

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 7, 2022
Property Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208
Document Number	0T02733615
Instrument Date	Apr 28, 2022
Instrument	T02733615
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208

Mortgage

Document Number	0T02733616
Date	Jun 7, 2022
Instrument	T02733616

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 21, 2021
Property Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208
Document Number	0T02720834
Instrument Date	Nov 24, 2021
Instrument	T02720834
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$897.27
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208
Document Number	0004842119
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 COTTAGE AVE E ST PAUL MN 551062208, ST PAUL, MN 55106-2208

Mortgage

Document Number	0004842119
Date	Nov 2, 2020
Instrument	4842119

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2017
Property Address	1722 COTTAGE AVE E, SAINT PAUL, MN 55106-2208
Document Number	0002592472
Instrument Date	Jun 30, 2017
Instrument	2592472
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	TITLE ONE-BLOOM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 COTTAGE AVE E ST PAUL MN 551062208, ST PAUL, MN 55106-2208

Mortgage

Document Number	2592473
Date	Jul 21, 2017
Instrument	2592473

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00 (+21.9%) Veteran's exemption	$308,400 (+4.83%) Land $30,000 Building $278,400	$308,400 (+4.83%) Land $30,000 Building $278,400
2024	$2,338.00 (-5.27%)
2023	$2,468.00	$294,200 Land $25,000 Building $269,200	$294,200 Land $25,000 Building $269,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

Nearby Properties on Cottage Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures