Ottawa County property record for 17219 Railroad Ave, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1954 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jun 2023) |
| Tax Bill | $4,285 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-304-026 |
| Primary APN | 70-03-14-304-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 1,410 sqft |
| Unfinished Basement | 1,410 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 19,123 sqft (0.439 acres) |
| Lot Dimensions | 132 ft deep x 145 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17219 RAILROAD AVE |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOTS 52, 53 & 54 2ND SUB AT SPRING LAKE BEACH |
| Legal Range | 13W |
| Legal Township | 6N |
| Legal Section | 14 |
| Legal Subdivision | SPRING LAKE BEACH |
| Legal Block | 304 |
| Legal Lot Number | 2,52-54 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 8, 2023 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Mar 6, 2023 | Deed, Transfer · Line of Credit WEST MICHIGAN COMMUNITY BANK |
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on Record |
| Deed Sale | Jun 8, 2023 · Amount on Record |
| Prior Sale | Mar 6, 2023 · Amount on Record |
| Deed Document Number | 202313944 |
| Prior Transfer Date | Dec 6, 2021 |
| Prior Transfer Doc | 20210059927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Document Number | 20230025842 |
|---|---|
| Date | Oct 9, 2023 |
| Instrument | 2023-0025842 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 8, 2023 |
| Property Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Document Number | 20230013944 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 2023-0013944 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 SYCAMORE WAY DR SE, GRAND RAPIDS, MI 49546-8640 |
| Name | Verified Name |
|---|---|
| Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 6, 2023 |
| Property Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Document Number | 20230005073 |
| Map Reference | LB 1 PG 125 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2023-0005073 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,912.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 CROCKERY SHORES RD, CASNOVIA, MI 49318-9505 |
| Name | Verified Name |
|---|---|
| Address | 320 SYCAMORE WAY DR SE, GRAND RAPIDS, MI 49546-8640 |
| Document Number | 20230005074 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023-0005074 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 6, 2021 |
| Property Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Document Number | 20210059927 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021-0059927 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 6, 2021 |
| Property Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
| Document Number | 20210059926 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021-0059926 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17219 RAILROAD AVE, SPRING LAKE, MI 49456-1976 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,700 (+9.69%) | $303,400 (+9.69%) | |
| 2025 | $4,285.00 (+78.54%) Homeowner's exemption | $138,300 (+3.52%) | $276,600 (+3.52%) |
| 2023 | $133,600 | $267,200 | |
| 2022 | $2,400.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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