17214 Merganser Dr, Bend, OR 97707 Property Records

Deschutes County property record for 17214 Merganser Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,322 sqft · built 2017
Lot Size	0.889 acres (38,768 sqft)
Owner	Company Name on Record
Last Sale	$126,000 (Oct 2016)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`201118 B0 12100`

Property Details

APN / Parcel Number

Primary APN	`201118 B0 12100`
Alternative APNs	`R1019201118B012100` `125469`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Lot Area	38,768 sqft (0.889 acres)
Garage Type	Mixed
Garage Area	400 sqft
Shed	1 Shed

Location & Zoning

Account Number	125469
Old Parcel Number	R1019201118B012100
Street Address	17214 MERGANSER DR
City	BEND
State	OR
Zip	97707-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 BLK:55 SUBD:OREGON WATER WONDERLAND UNIT NO 2 SEC/TWN/RNG/MER:SEC 18 TWN 20 RNG 11 MAP REF:201118-B0
Legal Range	11E
Legal Township	20S
Legal Section	18
Legal Quarter	NW
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	55
Legal Lot Number	8
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2005
Census Tract	301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	17214 MERGANSER DR, BEND, OR 97707-2087
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Mar 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 1, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 2, 2017	Trustee's Deed, Construction Loan · Line of Credit PACIFIC CONT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Prior Sale	Mar 21, 2022
Deed Document Number	0000044826
Last Transfer Date	Jun 1, 2022
Transfer Doc	0000022201
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17214 MERGANSER DR, BEND, OR 97707-2087
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17214 MERGANSER DR, BEND, OR 97707-2087

Mortgage

Document Number	0000017033
Date	Apr 25, 2022
Instrument	2022-17033

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 21, 2022
Property Address	17214 MERGANSER DR, BEND, OR 97707-2087
Document Number	0000011537
Instrument Date	Feb 6, 2021
Instrument	2022-11537
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17214 MERGANSER DR, BEND, OR 97707-2087

Mortgage

Document Number	0000011538
Date	Mar 21, 2022
Instrument	2022-11538

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jun 1, 2022
Property Address	17214 MERGANSER DR, BEND, OR 97707-2087
Document Number	0000022201
Instrument Date	Feb 6, 2021
Instrument	2022-22201
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17214 MERGANSER DR, BEND, OR 97707-2087

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17214 MERGANSER DR, BEND, OR 97707-2087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004428
Date	Feb 2, 2018
Instrument	2018-04428

Lender

Name	M & T BANK
Type	Bank
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17214 MERGANSER DR, BEND, OR 97707-2087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043731
Date	Nov 12, 2019
Instrument	2019-43731

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 2, 2017
Property Address	17214 MERGANSER DR, BEND, OR 97707-2087
Instrument Date	Apr 26, 2017
Instrument	16784
Transaction Type	Construction Loan
Record Updated	May 9, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17214 MERGANSER DR BEND OR 977072087, BEND, OR 97707-2087

Mortgage

Document Number	0000016784
Date	May 2, 2017
Instrument	16784

Lender

Name	PACIFIC CONT'L BK
Type	Bank
Address	EUGENE, OR 97440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,001.00 (+6.19%)	$175,230 (+3%)	$641,240 (+2.89%) Land $251,700 Building $389,540
2024	$2,826.00 (+2.21%)	$170,130 (+3%)	$623,200 (+0.47%) Land $251,700 Building $371,500
2023	$2,765.00	$165,180	$620,290 Land $251,700 Building $368,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER WONDERLAND IMPROV DIST 2 private · serves 1,800 people · EPA ID OR4101181
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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