1721 Sunfish St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1721 Sunfish St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2018
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$443,000 (Jul 2025)
Tax Bill	$5,497 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`062631087700011180`

Property Details

APN / Parcel Number

Primary APN	`062631087700011180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Heated Area
Gross Area	2,605 sqft
1st Floor Area	1,983 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1721 SUNFISH ST
City	SAINT CLOUD
State	FL
Zip	34771-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 118
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase	3
Legal Tract	877
Legal Lot Number	118
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2070
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 9, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage COLUMBUS CAP LNDG
May 10, 2018	Loan Modification, Mortgage HOUSING CAP
Apr 21, 2017	Loan Modification, Mortgage TEXAS CAP BK
Apr 27, 2017	Warranty Deed, Transfer DREAM FINDERS TITLE LLC
Apr 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Document Number	2025092204
Deed Book / Page	6824 / 260
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2024
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0065552890
Book / Page	6555 / 2890
Map Reference	MB 25 PG 38-40
Instrument Date	Feb 26, 2024
Instrument	2024025507
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,982.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571

Mortgage

Document Number	0065552893
Date	Feb 27, 2024
Instrument	6555/2893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057641886
Date	Jul 30, 2020
Book Page	5764/1886
Instrument	2020099420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056151298
Date	Oct 31, 2019
Book Page	5615/1298
Instrument	2019141261

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571

Mortgage

Document Number	0059372029
Date	Apr 16, 2021
Book Page	5937/2029
Instrument	2021058299

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Feb 1, 2050

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 9, 2019
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0054602367
Book / Page	005460 / 002367
Instrument Date	Dec 26, 2018
Instrument	3380
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2019
Title Company	A-Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1721 SUNFISH STREET ST ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number	54602369
Date	Jan 9, 2019
Book Page	005460/002369
Instrument	3381

Lender

Name	COLUMBUS CAP LNDG
Type	Funding / Finance Company
Address	MIAMI, FL 33176

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0053331104
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0053331104
Date	May 14, 2018
Book Page	005333/001104
Instrument	76075

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	13737 NOEL RD # 800, DALLAS, TX 75240-1331

Agreement

Amount	Amount Recorded

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0051382521
Book / Page	005138 / 002521
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	0051382521
Date	Apr 27, 2017
Book Page	005138/002521
Instrument	62545

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2017
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0051381697
Book / Page	005138 / 001697
Instrument Date	Apr 20, 2017
Instrument	62313
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	DREAM FINDERS TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 10, 2017
Property Address	1721 SUNFISH ST, SAINT CLOUD, FL 34771-7571
Document Number	0051292772
Book / Page	005129 / 002772
Instrument Date	Apr 7, 2017
Instrument	53511
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,804.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,497.00 (+42.89%) Homeowner's exemption	$350,000 (+36.84%) Land $75,000 Building $275,000	$350,000 (-0.77%) Land $75,000 Building $275,000
2023	$3,847.00 (+96,075%) Homeowner's exemption	$255,775 (+3%)	$352,700 (+11.83%) Land $65,000 Building $287,700
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$248,326	$315,400 Land $60,000 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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