1721 Davis Trl, Morganton, NC 28655 Property Records

Burke County property record for 1721 Davis Trl, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,000 (Jan 2023)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2700719464`

Property Details

APN / Parcel Number

Primary APN	`2700719464`
Alternative APN	`28562`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Flooring	Wood

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1721 DAVIS TRL
City	MORGANTON
State	NC
Zip	28655-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	1721 DAVIS TRL MORGANTON, NC 28655
Legal Subdivision	UPPER FORK TOWNSHIP
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	4
Census Block	4016
Census Tract	21301

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1721 DAVIS TRL, MORGANTON, NC 28655-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 7, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	2023393
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1721 DAVIS TRL, MORGANTON, NC 28655-7324
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027420232
Date	May 1, 2024
Book Page	2742/232
Instrument	2024003722

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 13, 2023
Property Address	1721 DAVIS TRL, MORGANTON, NC 28655-7324
Document Number	0026650522
Book / Page	2665 / 522
Instrument Date	Jan 4, 2023
Instrument	2023000393
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 DAVIS TRL, MORGANTON, NC 28655-7324

Mortgage

Document Number	2023000394
Date	Jan 13, 2023
Instrument	2023000394

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	11.5%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 7, 2019
Property Address	1721 DAVIS TRL, MORGANTON, NC 28655-7324
Document Number	0024070348
Book / Page	2407 / 0348
Instrument Date	Jun 7, 2019
Instrument	2017028663
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 DAVIS TRL, MORGANTON, NC 28655-7324

Mortgage

Document Number	2017028664
Date	Jun 7, 2019
Instrument	2017028664

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Margin	2

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (-0.45%)	$222,505 (-) Land $26,321 Building $196,184	$222,505 (-) Land $26,321 Building $196,184
2023	$1,567.00	$222,505 Land $26,321 Building $196,184	$222,505 Land $26,321 Building $196,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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