17208 Cloverleaf Rd, Hagerstown, MD 21740 Property Records

Washington County property record for 17208 Cloverleaf Rd, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,641 sqft · built 1965
Lot Size	0.285 acres (12,397 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Aug 2015)
Tax Bill	$1,451 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-022401`

Property Details

APN / Parcel Number

Primary APN	`26-022401`
Alternative APN	`022401`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,641 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,397 sqft (0.285 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	119 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022401
Street Address	17208 CLOVERLEAF RD
City	HAGERSTOWN
State	MD
Zip	21740-7680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	PT LOT 35 .26AC 17208 CLOVERLEAF RD HALFWAY
Legal Subdivision	AUSHERMAN HEIGHTS
Legal Lot Number	35
Jurisdiction	WASHINGTON MD
Township / Civil Division	26, HALFWAY
Census Block Group	3
Census Block	3016
Census Tract	1002

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17208 CLOVERLEAF RD, HAGERSTOWN, MD 21740-7680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2015 · Amount on Record
Deed Sale	Aug 6, 2015 · Amount on Record
Deed Book / Page	5029 / 493
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	17208 CLOVERLEAF RD, HAGERSTOWN, MD 21740-7680
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17208 CLOVERLEAF RD, HAGERSTOWN, MD 21740-7680

Mortgage

Document Number	0073280496
Date	Sep 29, 2023
Book Page	7328/496

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,451.00 (+6.14%) Homeowner's exemption	$298,400 (+4.01%)	$321,400 (+12.03%) Land $56,100 Building $265,300
2025	$1,367.00 (-43.68%) Homeowner's exemption	$286,900 (+22.94%) Land $56,100 Building $230,800	$286,900 (-) Land $56,100 Building $230,800
2023	$2,427.00	$233,367	$286,900 Land $56,100 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20