17207 Stephen Cir, Hanover, VA 23069 Property Records

Caroline County property record for 17207 Stephen Cir, Hanover, VA 23069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,991 (May 2025)
Tax Bill	$993 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-A-103`

Property Details

APN / Parcel Number

Primary APN	`108-A-103`
Alternative APNs	`0108 A 103` `18452`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	18452
Street Address	17207 STEPHEN CIR
City	HANOVER
State	VA
Zip	23069-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	POWERS DAWN SEWER PHASE 1
Legal Subdivision	POWERS
Jurisdiction	CAROLINE VA
Township / Civil Division	REEDY CHURCH
Census Block Group	1
Census Block	1032
Census Tract	30600

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17207 STEPHEN CIR, HANOVER, VA 23069-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 3, 2022	Gift Deed, Transfer
Nov 8, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Deed Document Number	20251868
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0001514962
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	17207 STEPHEN CIR, HANOVER, VA 23069-2037
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 OHLONES ST, FREMONT, CA 94539-5721

Mortgage

Document Number	0230003395
Date	Sep 11, 2023
Instrument	230003395

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAROLINE VA
Recording Date	Oct 3, 2022
Property Address	17207 STEPHEN CIR, HANOVER, VA 23069-2037
Document Number	0001514962
Book / Page	1514 / 962
Instrument Date	Oct 3, 2022
Instrument	220004805
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 OHLONES ST, FREMONT, CA 94539-5721

November 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAROLINE VA
Recording Date	Nov 8, 2021
Property Address	17207 STEPHEN CIR, HANOVER, VA 23069-2037
Document Number	1471986
Book / Page	1471 / 986
Map Reference	MB 139 PG 430
Instrument Date	Nov 5, 2021
Instrument	210006916
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28031 SIGNBOARD RD, RUTHER GLEN, VA 22546-3625

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$993.00 (-99.25%)	$171,200 (-) Land $35,000 Building $136,200
2025	$131,824.00	$171,200 Land $35,000 Building $136,200	$171,200 (-) Land $35,000 Building $136,200
2024			$171,200 Land $35,000 Building $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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