17204 Island View Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 17204 Island View Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 4,504 sqft · built 2008
Lot Size0.842 acres (36,707 sqft)
Owner2 Individual Names on Record
Last Sale$890,000 (Jun 2008)
Tax Bill$22,388 (2023)
Deeds & MortgagesFeb 2026 Mortgage
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-035-04

Property Details

APN / Parcel Number

Primary APN001-035-04

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area4,504 sqft Heated Area
Gross Area5,678 sqft
1st Floor Area2,929 sqft
Upper Floors Area1,575 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialWood Shingle
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area36,707 sqft (0.842 acres)
Garage Area958 sqft

Exterior Amenities

Pool Area720 sqft
PorchPorch
Porch Area216 sqft
Deck Area320 sqft
Patio Area820 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-035-04
Street Address17204 ISLAND VIEW DR
CityCORNELIUS
StateNC
Zip28031-8684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL17 P16 BA M10-77 PT LAKE
Legal SubdivisionLAKE NORMAN ISLAND
Legal BlockA
Legal Lot Number17
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1002
Census Tract6220

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17204 ISLAND VIEW DR, CORNELIUS, NC 28031-8684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 7, 2020Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2008 · Amount on Record
Deed SaleJun 19, 2008 · Amount on Record
Deed Document Number0023877509
Deed Book / Page23877 / 509
Record UpdatedJun 7, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address17204 ISLAND VIEW DR, CORNELIUS, NC 28031-8684
Transaction TypeMortgage
Record UpdatedFeb 26, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address17204 ISLAND VIEW DR, CORNELIUS, NC 28031-8684

Mortgage

Document Number0000014227
DateFeb 13, 2026
Book Page40196/917
Instrument2026014227
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.1%
IndexSOFR Average 30-Day
Max Rate10.1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address17204 ISLAND VIEW DR, CORNELIUS, NC 28031-8684
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064778
DateMay 7, 2020
Book Page34550/534
Instrument2020064778
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressNEWLAND, NC 28657
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 8, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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