1720 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1720 Union St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 840 sqft · built 1930
Lot Size	0.116 acres (5,083 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (Mar 2019)
Tax Bill	$1,195 (2023)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Mar 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-12120.00`

Property Details

APN / Parcel Number

Primary APN	`053-12120.00`
Alternative APN	`0107 02044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	420 sqft

Exterior

Year Built	Built 1930
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	5,083 sqft (0.116 acres)
Lot Dimensions	121 ft deep x 42 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	88 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0107 02044
Street Address	1720 UNION ST
City	LANCASTER
State	OH
Zip	43130-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER'S SUB LOT 366
Legal Subdivision	MILLER'S SUB
Legal Lot Number	366
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3013
Census Tract	31600

Owner

1720 Union St is owned and occupied by an individual who bought it in March 2019.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1720 UNION ST, LANCASTER, OH 43130-2875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS
Mar 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage JEFFREY A WATTS
Mar 14, 2018	Grant Deed, Transfer · Construction Mortgage JEFFREY A WATTS
Jan 31, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	201900003561
Deed Book / Page	1786 / 2379
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 8, 2019
Property Address	1720 UNION ST, LANCASTER, OH 43130-2875
Document Number	0000003561
Book / Page	001786 / 002379
Instrument Date	Mar 6, 2019
Instrument	3561
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 THE BRIDGE ST #A HUNTSVILLE AL 358060031, A, HUNTSVILLE, AL 35806-0031

Mortgage

Document Number	3562
Date	Mar 8, 2019
Book Page	001786/002382
Instrument	3562

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 21, 2018
Property Address	1720 UNION ST, LANCASTER, OH 43130-2875
Book / Page	001761 / 000949
Instrument Date	Mar 9, 2018
Instrument	4565
Transaction Type	Construction Loan
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2391 GRAYBILL CT LANCASTER OH 431308468, LANCASTER, OH 43130-8468

Mortgage

Document Number	0000004565
Date	Mar 21, 2018
Book Page	001761/000949
Instrument	4565

Lender

Name	JEFFREY A WATTS
Address	12954 STONECREEK DR # B, PICKERINGTON, OH 43147-8840

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 20, 2019

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 14, 2018
Property Address	1720 UNION ST, LANCASTER, OH 43130-2875
Document Number	0000004141
Book / Page	001760 / 003461
Instrument Date	Feb 9, 2018
Instrument	4141
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2391 GRAYBILL CT LANCASTER OH 431308468, LANCASTER, OH 43130-8468

Mortgage

Document Number	4057
Date	Mar 14, 2018
Book Page	001760/002662
Instrument	4057

Lender

Name	JEFFREY A WATTS
Address	12954 STONECREEK DR # B, PICKERINGTON, OH 43147-8840

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2019

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jan 31, 2018
Property Address	1720 UNION ST, LANCASTER, OH 43130-2875
Document Number	0000001737
Book / Page	001757 / 004189
Instrument Date	Jan 29, 2018
Instrument	1737
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1720 UNION ST LANCASTER OH 431302875, LANCASTER, OH 43130-2875

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,640 Land $10,580 Building $38,060	$138,990 Land $30,240 Building $108,750
2023	$1,195.00 Homeowner's exemption	$32,860 (-) Land $7,060 Building $25,800
2022	Homeowner's exemption	$32,860 Land $7,060 Building $25,800	$93,870 Land $20,160 Building $73,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1720 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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