1720 Ridgeway Dr, Biloxi, MS 39531 Property Records

Harrison County property record for 1720 Ridgeway Dr, Biloxi, MS 39531

Property Summary

Property TypeSingle Family Home
Details2 bd · 864 sqft · built 1954
OwnerIndividual Name on File
Last Sale$59,500 (Jun 2001)
Tax Bill$375 (2025)
Deeds & MortgagesSep 2023 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1210H-03-050.000

Property Details

APN / Parcel Number

Primary APN1210H-03-050.000
Alternative APN
  • 006593

Interior

Bedrooms2 Beds
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Adjusted Area
1st Floor Area852 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Exterior MaterialAsbestos
Roof TypeHip
Roof MaterialComposition Shingle
Patio Area36 sqft
Utility Building54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number006593
Street Address1720 RIDGEWAY DR
CityBILOXI
StateMS
Zip39531-4367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLK 7 SUBURBAN ACRES ANNEX SEC 25-7-10
Legal Range10
Legal Township07
Legal Section25
Legal SubdivisionSUBURBAN ACRES ANNEX
Legal Block7
Legal Lot Number6
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group3
Census Block3010
Census Tract3700

Owner

1720 Ridgeway Dr is owned and occupied by an individual who bought it in June 2001.

Source: Harrison County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address1720 RIDGEWAY DR, BILOXI, MS 39531-4367
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed of Trust, Mortgage · Closed-End Mortgage
REGIONS BANK
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2001 · Amount on File
Deed SaleJun 6, 2001 · Amount on File
Deed Document Number0000370571
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address1720 RIDGEWAY DR, BILOXI, MS 39531-4367
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 RIDGEWAY DR, BILOXI, MS 39531-4367

Mortgage

Document Number20230005665TJ2
DateSep 25, 2023
Instrument2023-0005665-T-J2
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2043

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address1720 RIDGEWAY DR, BILOXI, MS 39531-4367
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200004317TJ2
DateDec 1, 2020
Instrument2020-0004317-T-J2
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1720 Ridgeway Dr was $375 with exemptions applied, up 4.5% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$375.00 (+4.46%) Homeowner's exemption Disabled Person's exemption$5,242$52,415 Land $25,000 Building $27,415
2024$359.00 (+1.41%)
2023$354.00 Homeowner's exemption Disabled Person's exemption$5,085$50,850 Land $25,000 Building $25,850
2022$354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1720 Ridgeway Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims44 (1979–2026)
Claims Outside the SFHA21 of 44
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Tropical Storm Arthur, Jun 2026 · 6 claims
  • Hurricane Katrina, Aug 2005 · 14 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

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