1720 Oak St, Ouray, CO 81427 Property Records

Ouray County property record for 1720 Oak St, Ouray, CO 81427

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,452 sqft · built 2008
Lot Size0.079 acres (3,456 sqft)
OwnerCompany Name on Record
Last Sale$365,000 (Oct 2018)
Tax Bill$2,732 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Oct 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNR006189

Property Details

APN / Parcel Number

Primary APNR006189
Alternative APN
  • 451725112039

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,452 sqft Heated Area
Gross Area1,783 sqft
1st Floor Area480 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2015
Exterior MaterialWood
Roof TypeGable
Roof MaterialShingle
Lot Area3,456 sqft (0.079 acres)
Garage TypeAttached
Garage Area288 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR006189
Street Address1720 OAK ST
CityOURAY
StateCO
Zip81427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD: SILVER SHIELD PUD UNIT: 39 S: 25 T: 44 R: 8
Legal Range08
Legal Township44
Legal Section25
Legal SubdivisionSILVER SHIELD PUD
Legal Unit39
JurisdictionOURAY CO
Township / Civil DivisionOURAY
Census Block Group1
Census Block1045
Census Tract967602

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9001 ROSELAND AVE, MOORPARK, CA 93021-9784
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 29, 2018Intrafamily Transfer, Transfer
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Sep 6, 2018Intrafamily Transfer, Transfer
Mar 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2018 · Amount on Record
Deed SaleOct 29, 2018 · Amount on Record
Prior SaleJul 2, 2008 · Amount on Record
Deed Document Number2018221938
Prior Transfer DateOct 12, 2018
Prior Transfer Doc221940
Record UpdatedJun 8, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOURAY CO
Recording DateOct 29, 2018
Property Address1720 OAK ST, OURAY, CO 81427
Document Number221938
Map ReferenceDOC197620
Instrument DateOct 25, 2018
Instrument221938
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9001 ROSELAND AVE, MOORPARK, CA 93021-9784

Mortgage

Document Number221939
DateOct 29, 2018
Instrument221939
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOURAY CO
Recording DateOct 29, 2018
Property Address1720 OAK ST, OURAY, CO 81427
Document Number221940
Map ReferenceDOC197520
Instrument DateOct 12, 2018
Instrument221940
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address9001 ROSELAND AVE, MOORPARK, CA 93021-9784

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOURAY CO
Recording DateSep 6, 2018
Property Address1720 OAK ST, OURAY, CO 81427
Document Number221621
Instrument DateSep 6, 2018
Instrument221621
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1067 EAST HWY, 1067, WOODLAND PARK, CO 80863

Transferred To (Grantee/Buyer)

NameVerified Name
Address1067 EAST HWY, WOODLAND PARK, CO 80863

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOURAY CO
Property Address1720 OAK ST, OURAY, CO 81427
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 218167
DateMar 22, 2017
Instrument218167
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateColorado
CountyOuray County
MunicipalityOuray City
Unified School DistrictOuray School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,732.00 (+8.63%)$41,070 (+1.38%) Land $12,660 Building $28,410$657,060 (+8.68%) Land $202,500 Building $454,560
2024$2,515.00 (+6.93%)$40,510 (-7.09%) Land $7,680 Building $32,830$604,610 (-6.21%) Land $114,580 Building $490,030
2023$2,352.00$43,600 Land $8,260 Building $35,340$644,610 Land $122,160 Building $522,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Nearby Flood Policies17 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 61% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OURAY
serves 1,460 people · EPA ID CO0146588
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2026
Also Mapped HereTRI COUNTY WCD
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Apr 2026
Failure to filter
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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