1720 Laurel St, Bartow, FL 33830 Property Records

Polk County property record for 1720 Laurel St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,207 sqft · built 1970
Lot Size	0.229 acres (9,958 sqft)
Owner	Individual Name on Record
Tax Bill	$543 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-30-09-000000-033710`

Property Details

APN / Parcel Number

Primary APN	`25-30-09-000000-033710`
Alternative APNs	`093025000000033710` `93025000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,207 sqft Living Area
Gross Area	1,279 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	9,958 sqft (0.229 acres)
Lot Dimensions	135 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	187 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1720 LAUREL ST
City	BARTOW
State	FL
Zip	33830-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W 75 FT OF E 415 FT OF N1/2 OF NW1/4 OF NW1/4 OF NW1/4 LESS N 180 FT & LESS S 15 FT FOR LAUREL ST R/W
Legal Range	25E
Legal Township	30S
Legal Section	09
Legal Subdivision	BARTOW CITY OF
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2018
Census Tract	15200

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1720 LAUREL ST, BARTOW, FL 33830-5320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1720 LAUREL ST, BARTOW, FL 33830-5320
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276078
Date	Nov 27, 2023
Book Page	12918/951
Instrument	2023276078

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1720 LAUREL ST, BARTOW, FL 33830-5320
Document Number	0108091847
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1720 LAUREL ST BARTOW FL 338305320, BARTOW, FL 33830-5320

Mortgage

Document Number	0108091847
Date	Apr 15, 2019
Book Page	010809/001847
Instrument	75779

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,487 (+2.7%)	$512,853 (-0.6%) Land $29,328 Building $483,525
2025	$543.00 (-40.98%) Homeowner's exemption	$66,686 (+5.99%)	$515,950 (+21.85%) Land $29,328 Building $486,622
2023	$920.00 (+22.67%) Homeowner's exemption	$62,919 (+3%)	$423,440 (+36.58%) Land $18,856 Building $404,584
2022	$750.00 Homeowner's exemption	$61,086	$310,024 Land $12,447 Building $297,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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