1720 Hammocks Ave, Lutz, FL 33549 Property Records

Pasco County property record for 1720 Hammocks Ave, Lutz, FL 33549

Property Summary

Property Type	Condominium
Details	2 ba · 1,782 sqft · built 2005
Lot Size	0.02 acres (1 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Jun 2025)
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-26-19-0290-02202-2060`

Property Details

APN / Parcel Number

Primary APN	`31-26-19-0290-02202-2060`
Alternative APNs	`1926310290022022060` `0834413`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1 sqft (0.02 acres)
Garage Type	Detached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1720 HAMMOCKS AVE
City	LUTZ
State	FL
Zip	33549-4202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MPUD
Legal Description	LAKES AT HERON COVE CONDOMINIUM - PHASE VIII CB 6 PGS 93-96 UNIT 2206 BLDG 22
Legal Range	19E
Legal Township	26S
Legal Section	31
Legal Subdivision	HERON COVE CONDOMINIUM
Legal Tract	290
Legal Block	2202
Legal Lot Number	206
Legal Unit	2206
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3001
Census Tract	32013

Owner

Source: Pasco County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1720 HAMMOCKS AVE, 2206, LUTZ, FL 33549-4202
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Intrafamily Transfer, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Jan 26, 2021	Warranty Deed, Transfer · Balloon Mortgage J & D KERZNER
Feb 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 22, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	2025125288
Deed Book / Page	11237 / 3370
Prior Transfer Date	Jun 23, 2025
Prior Transfer Doc	0112373370
Record Updated	Oct 29, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Jun 30, 2025
Property Address	1720 HAMMOCKS AVE, LUTZ, FL 33549-4202
Document Number	0112373370
Book / Page	11237 / 3370
Map Reference	MB 6255 PG 887
Instrument Date	Jun 23, 2025
Instrument	2025125288
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	TITLE TECH NETWORKS INC, TITLE TECH NETWORKS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 HAMMOCKS AVE # 2206, 2206, LUTZ, FL 33549-4202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 HAMMOCKS AVE # 2206, 2206, LUTZ, FL 33549-4202

Mortgage

Document Number	0112373371
Date	Jun 30, 2025
Instrument	11237/3371

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 26, 2021
Property Address	1720 HAMMOCKS AVE, LUTZ, FL 33549-4202
Document Number	0102643301
Book / Page	10264 / 3301
Map Reference	MB 6 PG 93-96
Instrument Date	Jan 21, 2021
Instrument	2021015381
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 HAMMOCKS AVE, LUTZ, FL 33549-4202

Mortgage

Document Number	102643302
Date	Jan 26, 2021
Instrument	10264/3302

Lender

Name	J & D KERZNER
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Feb 28, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Feb 12, 2020
Property Address	1720 HAMMOCKS AVE, LUTZ, FL 33549-4202
Document Number	0100520137
Book / Page	010052 / 000137
Instrument Date	Feb 11, 2020
Instrument	24069
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7429 MINNOW BROOK WAY LAND O LAKES FL 346377500, LAND O LAKES, FL 34637-7500

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Oct 22, 2019
Property Address	1720 HAMMOCKS AVE, LUTZ, FL 33549-4202
Document Number	0099932152
Book / Page	009993 / 002152
Instrument Date	Oct 11, 2019
Instrument	180157
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7429 MINNOW BROOK WAY LAND O LAKES FL 346377500, LAND O LAKES, FL 34637-7500

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,160 (+2.7%)	$238,702 (-15.7%) Land $16,449 Building $222,253
2025	$3,159.00 (+2.56%)	$218,270 (+5.98%) Land $16,449 Building $201,821	$283,143 (+3.03%) Land $16,449 Building $266,694
2024	$3,080.00 (+3.98%)
2023	$2,962.00 (+11.56%) Additional exemption filed	$205,950 (+3%) Land $16,449 Building $189,501	$274,821 (+37.44%) Land $16,449 Building $258,372
2022	$2,655.00 Homeowner's exemption	$199,960 Land $16,449 Building $183,511	$199,960 Land $16,449 Building $183,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	5 (1997–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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