Meade County property record for 1720 Fulton St, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Details | built 1991 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $404 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01.75.07.12 |
| Primary APN | 01.75.07.12 |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 1720 FULTON ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POTTERS 2ND ADD LOT 12 BLOCK 7 |
| Legal Subdivision | POTTERS 2ND ADD |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20402 |
Source: Meade County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1720 FULTON ST, STURGIS, SD 57785-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Seller Carry-Back KAREN K SPEED |
| Jul 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN HILLS FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1720 FULTON ST, STURGIS, SD 57785-2425 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000971/799 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 971/799 |
| Instrument | 22007968 |
| Name | KAREN K SPEED |
|---|---|
| Type | Seller |
| Address | NA |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Dec 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Jul 29, 2022 |
| Property Address | 1720 FULTON ST, STURGIS, SD 57785-2425 |
| Document Number | 00952/1916 |
| Book / Page | 952 / 1916 |
| Map Reference | MB 14 PG 28 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 22004958 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1844 BALDWIN ST, STURGIS, SD 57785-2405 |
| Name | Verified Name |
|---|---|
| Address | 17026 TIFFT RD, UNION CENTER, SD 57787-8406 |
| Document Number | 000966/751 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 966/751 |
| Instrument | 22004959 |
| Name | NORTHERN HILLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 4 |
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,915 (+6.42%) Land $19,219 Building $225,696 | $244,915 (+6.42%) Land $19,219 Building $225,696 | |
| 2025 | $404.00 (-62.03%) Additional exemption filed | $230,150 (+9.09%) Land $19,219 Building $210,931 | $230,150 Land $19,219 Building $210,931 |
| 2024 | $1,064.00 (+26.97%) | ||
| 2023 | $210,974 Land $19,219 Building $191,755 | ||
| 2022 | $838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 63% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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