1720 Elm St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1720 Elm St, Cincinnati, OH 45202

Property Summary

Property Type	Store with Apartments
Details	built 1870
Lot Size	0.053 acres (2,309 sqft)
Owner	Company Name on File
Tax Bill	$8,358 (2025)
Deeds & Mortgages	May 2023 Sale May 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`094-0008-0128-00`

Property Details

APN / Parcel Number

Primary APN	`094-0008-0128-00`

Interior

Total Rooms	4 Rooms
Stories	1 Story

Exterior

Year Built	Built 1870
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	93 ft deep x 50 ft wide

Location & Zoning

Street Address	1720 ELM ST
City	CINCINNATI
State	OH
Zip	45202-6911
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	1720 ELM ST 25 X 93 LOT 39 FINDLAY & GARRARDS
Legal Subdivision	FINDLAY & GARRARD
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2010
Census Tract	1600

Owner

1720 Elm St, a commercial property, is owned by a company that acquired it in March 2023.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Ground Lease, Transfer
May 3, 2023	Lease, Transfer
May 3, 2023	Lease, Transfer
Mar 3, 2023	Warranty Deed, Transfer
Jan 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO
Dec 10, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 23, 2019	Grant Deed, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023
Deed Sale	Mar 3, 2023
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2020-0129999
Deed Book / Page	14312 / 2083
Record Updated	Jun 8, 2026

May 2023: Ground Lease, Transfer

Document Type	Ground Lease
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2023
Property Address	1720 ELM ST, CINCINNATI, OH 45202-6911
Document Number	0000029476
Book / Page	14908 / 805
Map Reference	OR 14169 PG 2991
Instrument Date	May 2, 2023
Instrument	2023-0029476
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E 4TH ST STE 300, 300, CINCINNATI, OH 45202-3745
Investor	Possibly a Property Investor

May 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2023
Property Address	1720 ELM ST, CINCINNATI, OH 45202-6911
Document Number	0000029484
Book / Page	14908 / 912
Instrument Date	Apr 24, 2023
Instrument	2023-0029484
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Mail Care Of	THE MODEL GROUP INC

May 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2023
Property Address	1720 ELM ST, CINCINNATI, OH 45202-6911
Document Number	0000029477
Book / Page	14908 / 816
Instrument Date	Apr 21, 2023
Instrument	2023-0029477
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 E 4TH ST # ST300, ST300, CINCINNATI, OH 45202-3744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 3, 2023
Property Address	1720 ELM ST, CINCINNATI, OH 45202-6911
Document Number	0000014946
Book / Page	14865 / 1803
Instrument Date	Mar 2, 2023
Instrument	2023-0014946
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1720 ELM ST, CINCINNATI, OH 45202-6911
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720

Mortgage

Document Number	0000002031
Date	Jan 6, 2021
Book Page	14328/3804
Instrument	2021-0002031

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 10, 2020
Property Address	1720 ELM ST, CINCINNATI, OH 45202-6911
Document Number	0000129999
Book / Page	014312 / 002083
Instrument Date	Nov 30, 2020
Instrument	129999
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,151.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1826 RACE ST CINCINNATI OH 452027720, CINCINNATI, OH 45202-7720

May 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	May 23, 2019
Property Address	1720 ELM ST, CINCINNATI, OH 45202-6911
Book / Page	013924 / 001978
Instrument Date	May 23, 2019
Instrument	40200
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1203 WALNUT ST #4TH CINCINNATI OH 452027153, 4TH, CINCINNATI, OH 45202-7153

Mortgage

Document Number	0000040200
Date	May 23, 2019
Book Page	013924/001978
Instrument	40200

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	1203 WALNUT ST # 4TH, CINCINNATI, OH 45202-7153

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1720 Elm St was $8,358, down 6.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,358.00 (-6.93%)	$144,487 (+32.62%) Land $10,636 Building $133,851
2024	$8,980.00 (+8.45%)	$108,948 (+8.2%) Land $10,636 Building $98,312
2023	$8,280.00 (+12.71%)	$100,694 (+24.41%) Land $10,636 Building $90,058	$412,820 Land $30,390 Building $382,430
2022	$7,346.00	$80,938 Land $9,489 Building $71,449
2020			$231,250 Land $27,110 Building $204,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1720 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1720 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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