1720 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1720 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1978
Lot Size	0.131 acres (5,715 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2023)
Tax Bill	$4,115 (2024)
Deeds & Mortgages	May 2010 Mortgage Nov 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-178-016.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-178-016.000-023`
Alternative APN	`01610572414`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	960 sqft

Exterior

Year Built	Built 1978
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,715 sqft (0.131 acres)
Lot Dimensions	127 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610572414
Street Address	1720 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 198 BEIGER FARM 3RD ADD
Legal Subdivision	BEIGER FARM 3RD ADD
Legal Lot Number	198
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3025
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51624 CURRANT RD, GRANGER, IN 46530-8562
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2010	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Nov 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Aug 31, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	0002320594
Record Updated	Sep 20, 2026

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1720 E 4TH ST, MISHAWAKA, IN 46544-3148
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001012796
Date	May 13, 2010
Instrument	1012796

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2040

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1720 E 4TH ST, MISHAWAKA, IN 46544-3148
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000648619
Date	Nov 9, 2006
Instrument	0648619

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 16, 2013

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 31, 2023
Property Address	1720 E 4TH ST, MISHAWAKA, IN 46544-3148
Document Number	0002320594
Map Reference	PB 9 PG 39
Instrument Date	Aug 23, 2023
Instrument	2320594
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51624 CURRANT RD, GRANGER, IN 46530-8562

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,300 (+22.46%) Land $22,400 Building $173,900	$196,300 (+22.46%) Land $22,400 Building $173,900
2024	$4,115.00 (+124.01%)
2023	$1,837.00 (+0.99%)	$160,300 (+1.65%) Land $22,300 Building $138,000	$160,300 (+1.65%) Land $22,300 Building $138,000
2022	$1,819.00 (+17.89%) Homeowner's exemption	$157,700 Land $22,300 Building $135,400	$157,700 Land $22,300 Building $135,400
2021	$1,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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