1720 E 45th St, Kearney, NE 68847 Property Records

Buffalo County property record for 1720 E 45th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,396 sqft · built 2001
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2026)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60248698313247`

Property Details

APN / Parcel Number

Primary APN	`60248698313247`
Alternative APNs	`3545-30-3-01407-001-0033` `602486983`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,396 sqft Total Area
1st Floor Area	1,396 sqft
Basement Area	1,396 sqft
Finished Basement	1,037 sqft
Unfinished Basement	359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	1 ft deep x 10,625 ft wide
Garage Type	Mixed
Garage Area	1,704 sqft
Driveway	Concrete Driveway
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60248698313247
Street Address	1720 E 45TH ST
City	KEARNEY
State	NE
Zip	68847-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	GRANDVIEW ESTATES THIRD ADD LT 33 BLK 1
Legal Subdivision	GRANDVIEW ESTATES THIRD ADD
Legal Block	1
Legal Lot Number	33
Jurisdiction	BUFFALO NE
Township / Civil Division	5
Census Block Group	1
Census Block	1057
Census Tract	969203

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1720 E 45TH ST, KEARNEY, NE 68847-2658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Apr 18, 2024	Survivorship Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	2026254
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1720 E 45TH ST, KEARNEY, NE 68847-2658
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	NEKEA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601111
Date	Mar 6, 2026
Instrument	2026-01111

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1720 E 45TH ST, KEARNEY, NE 68847-2658
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, NTK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600255
Date	Jan 16, 2026
Instrument	2026-00255

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUFFALO NE
Recording Date	Apr 18, 2024
Property Address	1720 E 45TH ST, KEARNEY, NE 68847-2658
Document Number	0202401506
Instrument Date	Apr 14, 2024
Instrument	2024-01506
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, NTK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202401507
Date	Apr 18, 2024
Instrument	2024-01507

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1720 E 45TH ST, KEARNEY, NE 68847-2658
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101267
Date	Feb 17, 2021
Instrument	2021-01267

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1720 E 45TH ST, KEARNEY, NE 68847-2658
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901120
Date	Mar 12, 2019
Instrument	2019-01120

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,415 (+1.88%) Land $49,860 Building $285,555	$335,415 (+1.88%) Land $49,860 Building $285,555
2025	$4,230.00 (-12.62%)	$329,235 (+15.74%) Land $49,860 Building $279,375	$329,235 (+15.74%) Land $49,860 Building $279,375
2023	$4,841.00	$284,450 Land $48,405 Building $236,045	$284,450 Land $48,405 Building $236,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Prairie Hills Wireless.

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