1720 Celtic Way, Elko, NV 89801 Property Records

Elko County property record for 1720 Celtic Way, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,148 sqft · built 1987
Lot Size	3.26 acres (142,006 sqft)
Owner	Individual Name on Record
Tax Bill	$2,810 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-09F-043`

Property Details

APN / Parcel Number

Primary APN	`006-09F-043`
Alternative APN	`006-09F-042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	4 Stories
Building Area	2,148 sqft Living Area
Gross Area	2,748 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	142,006 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	600 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1720 CELTIC WAY
City	ELKO
State	NV
Zip	89801-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL 1 FILE 226644,BEING LOCATED IN A PORTION OF NE4SE4NW4 OF,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	17
Legal Subdivision	GREGORY D & SHERRY L WENNER &
Legal Block	1
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1007
Census Tract	950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1720 CELTIC WAY, ELKO, NV 89801-4710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELKO FEDERAL CREDIT UNION
Nov 10, 2021	Affidavit of Death of Joint Tenant, Transfer
Nov 10, 2021	Transfer on Death Deed, Transfer
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit ELKO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000797336
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Recording Date	Apr 24, 2026
Property Address	1720 CELTIC WAY, ELKO, NV 89801-4710
Document Number	0000863737
Instrument Date	Apr 20, 2026
Instrument	2026863737
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 CELTIC WAY, ELKO, NV 89801-4710

Mortgage

Document Number	0000863737,
Date	Apr 24, 2026
Instrument	2026863737

Lender

Name	ELKO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKO NV
Recording Date	Nov 10, 2021
Property Address	1720 CELTIC WAY, ELKO, NV 89801-4710
Document Number	0000797335
Map Reference	DOC 226644
Instrument Date	Nov 10, 2021
Instrument	797335
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 CELTIC WAY, ELKO, NV 89801-4710

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKO NV
Recording Date	Nov 10, 2021
Property Address	1720 CELTIC WAY, ELKO, NV 89801-4710
Document Number	0000797336
Map Reference	DOC 226644
Instrument Date	Nov 10, 2021
Instrument	797336
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 CELTIC WAY, 1720, ELKO, NV 89801-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1720 CELTIC WAY, ELKO, NV 89801-4710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000727108
Date	Jun 23, 2017
Instrument	727108

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,810.00 (-2.16%)	$104,940 (-2.17%) Land $26,250 Building $78,691	$299,829 (-2.17%) Land $75,000 Building $224,831
2025	$2,872.00 (+27.36%)	$107,270 (+17.89%) Land $26,250 Building $81,020	$306,486 (+17.89%) Land $75,000 Building $231,486
2023	$2,255.00 (+3.02%)	$90,988 (+11.34%) Land $26,250 Building $64,738	$259,966 (+11.34%) Land $75,000 Building $184,966
2022	$2,189.00	$81,720 Land $26,250 Building $55,470	$233,486 Land $75,000 Building $158,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.5% of the US · above 94% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Zito Media.

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