1720 Cathay Way, Sacramento, CA 95864 Property Records

Sacramento County property record for 1720 Cathay Way, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,459 sqft · built 1980
Lot Size	0.57 acres (24,829 sqft)
Owner	Trust Name on File
Last Sale	$1,065,000 (Mar 2014)
Tax Bill	$15,578 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-0371-011-0000`

Property Details

APN / Parcel Number

Primary APN	`281-0371-011-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,459 sqft Living Area
1st Floor Area	1,795 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	24,829 sqft (0.57 acres)
Garage Area	889 sqft
Parking Spaces	4 Parking Spaces
Pool Area	32,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1720 CATHAY WAY
City	SACRAMENTO
State	CA
Zip	95864-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2 (NPA)
Legal Description	ARDEN OAKS 03, LOT 267
Legal Subdivision	ARDEN OAKS 03
Legal Lot Number	267
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2012
Census Tract	5701

Owner

1720 Cathay Way is owner-occupied and held in a trust since April 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	1720 CATHAY WAY, SACRAMENTO, CA 95864-1621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2014 · Amount on File
Deed Sale	Mar 31, 2014 · Amount on File
Deed Book / Page	20140331 / 1494
Last Transfer Date	Apr 27, 2016
Transfer Doc	0000000305
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 17, 2026
Property Address	1720 CATHAY WAY, SACRAMENTO, CA 95864-1621
Document Number	2026000839
Book / Page	20260617 / 839
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	1720 CATHAY WAY, SACRAMENTO, CA 95864-1621

Mortgage

Document Number	2026000839,
Date	Jun 17, 2026
Book Page	20260617/839

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	7.13%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1720 CATHAY WAY, SACRAMENTO, CA 95864-1621
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 CATHAY WAY, SACRAMENTO, CA 95864-1621

Mortgage

Document Number	0000001696
Date	Mar 23, 2021
Instrument	202103231696

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1720 CATHAY WAY, SACRAMENTO, CA 95864-1621
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 CATHAY WAY, SACRAMENTO, CA 95864-1621

Mortgage

Document Number	3230000001696
Date	Mar 23, 2021
Book Page	20210323/1696

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1720 Cathay Way was $15,578, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,331,645 (+2%) Land $675,200 Building $656,445
2025	$15,578.00 (+0.96%)	$1,305,535 Land $661,961 Building $643,574
2024	$15,430.00 (+2.65%)
2023	$15,031.00 (+0.54%)	$1,254,841 Land $636,257 Building $618,584
2022	$14,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1720 Cathay Way in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1986–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Cathay Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: GeoLinks, Succeed.Net, T-Mobile.

Nearby Properties on Cathay Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures