1720 Ambrose Commons Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1720 Ambrose Commons Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 3,882 sqft · built 2016
Lot Size	23.7 acres (1,034,768 sqft)
Owner	Individual Name on Record
Last Sale	$1,469,000 (Jun 2019)
Tax Bill	$21,028 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08900-00-00-073D0`

Property Details

APN / Parcel Number

Primary APN	`08900-00-00-073D0`
Alternative APN	`36384`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,882 sqft Finished Area
Basement Area	1,910 sqft
Finished Basement	981 sqft
Unfinished Basement	929 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	1,034,768 sqft (23.7 acres)
Garage Type	Detached
Garage Area	981 sqft

Exterior Amenities

Porch	Slab
Porch Area	757 sqft
Deck Area	Deck Area
Patio Area	220 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1720 AMBROSE COMMONS DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-8820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	MOUNTAIN VALLEY 1
Legal Subdivision	MOUNTAIN VALLEY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4024
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1720 AMBROSE COMMONS DR, CHARLOTTESVILLE, VA 22903-8820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage FULTON BK NA
Jun 20, 2019	Grant Deed, Transfer FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	20196245
Deed Book / Page	5181 / 427
Prior Transfer Date	Dec 22, 2014
Prior Transfer Doc	0000012433
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1720 AMBROSE COMMONS DR, CHARLOTTESVILLE, VA 22903-8820
Document Number	0000002860
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1720 AMBROSE COMMONS DR CHARLOTTESVILLE VA 229038820, CHARLOTTESVILLE, VA 22903-8820

Mortgage

Document Number	0000002860
Date	Mar 13, 2020
Book Page	005288/000114
Instrument	2860

Lender

Name	FULTON BK NA
Address	1 PENN SQ, LANCASTER, PA 17602-2853

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 20, 2019
Property Address	1720 AMBROSE COMMONS DR, CHARLOTTESVILLE, VA 22903-8820
Document Number	0000006245
Book / Page	005181 / 000427
Instrument Date	Jun 19, 2019
Instrument	6245
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,469.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1720 AMBROSE COMMONS DR CHARLOTTESVILLE VA 229038820, CHARLOTTESVILLE, VA 22903-8820

Mortgage

Document Number	6246
Date	Jun 20, 2019
Book Page	005181/000431
Instrument	6246

Lender

Name	FULTON BK NA
Address	1 PENN SQ, LANCASTER, PA 17602-2853

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,028.00 (+11.64%)	$2,352,100 (+11.63%) Land $439,500 Building $1,912,600	$2,352,100 (+11.63%) Land $439,500 Building $1,912,600
2025	$18,836.00 (+16.04%)	$2,107,000 (+10.85%) Land $439,500 Building $1,667,500	$2,107,000 (+10.85%) Land $439,500 Building $1,667,500
2023	$16,232.00	$1,900,800 Land $332,900 Building $1,567,900	$1,900,800 Land $332,900 Building $1,567,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Brightspeed, Firefly Fiber Broadband, T-Mobile, Ting, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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