172 Winners Cir, Corbin, KY 40701 Property Records

Whitley County property record for 172 Winners Cir, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,032 sqft · built 1975
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2022)
Tax Bill	$634 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-20-00-099.00`

Property Details

APN / Parcel Number

Primary APN	`102-20-00-099.00`
Alternative APNs	`136987` `14351`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Terrain	Rolling
Garage Area	480 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	172 WINNERS CIR
City	CORBIN
State	KY
Zip	40701-8548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1 ST BRK HS & LT 62 @ TATTERSALL
Legal Subdivision	TATTERSALL
Legal Lot Number	62
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	1
Census Block	1023
Census Tract	920302

Owner

172 Winners Cir is owned and occupied by an individual who bought it in April 2022.

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	172 WINNERS CIR, CORBIN, KY 40701-8548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF ONEIDA
Apr 1, 2022	Warranty Deed, Transfer FIRST NATIONAL BANK OF ONEIDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Deed Document Number	2022279142
Deed Book / Page	567 / 439
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	172 WINNERS CIR, CORBIN, KY 40701-8548
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 WINNERS CIR, CORBIN, KY 40701-8548

Mortgage

Document Number	00M735/696
Date	Nov 19, 2025
Book Page	M735/696
Instrument	350945

Lender

Name	FIRST NATIONAL BANK OF ONEIDA
Type	Bank
Address	ONEIDA, TN 37841

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	25 Months
Due	Dec 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Apr 1, 2022
Property Address	172 WINNERS CIR, CORBIN, KY 40701-8548
Document Number	00D567/439
Book / Page	D567 / 439
Map Reference	MB 3 PG 14
Instrument Date	Mar 18, 2022
Instrument	279142
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 WINNERS CIR, CORBIN, KY 40701-8548

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2413 SIFIELD GREENS WAY, SUN CITY CENTER, FL 33573-7164

Mortgage

Document Number	0000279143
Date	Apr 1, 2022
Instrument	279143

Lender

Name	FIRST NATIONAL BANK OF ONEIDA
Type	Bank

Agreement

Amount	Amount on Record
Term	359 Months
Due	Mar 17, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 172 Winners Cir was $634 with a homeowner's exemption.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00	$245,000	$245,000
2023	$669.00 Homeowner's exemption	$245,000	$245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 Winners Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Winners Cir is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBIN UTILITIES COMMISSION serves 16,065 people · EPA ID KY1180085
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Zetalink Fixed Wireless	200 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winners Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures